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Florida Statutes

Chapter 520

Fla. Stat. ch. 520

Retail Installment Sales

520.01Motor Vehicle Retail Sales Finance Act 520.02Definitions 520.03Licenses 520.07Requirements and prohibitions as to retail installment contracts 520.08Finance charge limitation 520.085Simple-interest contracts 520.09Credit upon anticipation of payments 520.10Refinancing retail installment contract 520.12Penalties 520.125Variable rate contracts; mobile homes 520.13Waiver 520.14Termination of retail installment contract for leasing a motor vehicle by a servicemember 520.151Florida Vehicle Value Protection Agreements Act 520.152Definitions 520.153Requirements and prohibitions as to vehicle value protection agreements 520.154Disclosures 520.155Commercial transactions exempt 520.156Penalties 520.157Excess wear and use waiver 520.20Definitions 520.21Applicability 520.22Safety compliance 520.23Disclosures required 520.24Rulemaking authority; standard disclosure form 520.25Penalties 520.26Exemptions 520.30Short title 520.31Definitions 520.32Licenses 520.34Retail installment contracts 520.345Simple-interest contracts 520.35Revolving accounts 520.351Consolidated debts 520.36Mail order and telephone sales 520.37Delinquency charges, attorney’s fees and court costs 520.38Transfer of contracts 520.39Penalties 520.40Waiver 520.41Prior contracts not affected 520.42Construction 520.50Short title 520.51Definitions 520.52Licensees 520.57Penalties 520.60Short title 520.61Definitions 520.63Licensees 520.68Persons not required to be licensed 520.69Scope of license authority; scope of provisions 520.70Employee of the seller 520.71Contract copy to owner 520.72Cancellation of contract 520.73Home improvement contract; form and content; separate disclosures 520.74Provisions expressly prohibited 520.75Buyer’s waiver of statutory protection 520.76Insurance provisions, procurement, rates 520.78Finance charge limitation 520.785Simple-interest contracts 520.79Unauthorized charges 520.80Mortgages, promissory notes 520.81Completion certificate 520.82Statement of account 520.83Cancellation of contract on payment in full 520.84Credit to owner on prepayment 520.85Delinquency and collection charges; court costs and attorney’s fees 520.86Extension or deferment 520.87Receipt for cash payment; payment to assignor 520.88Assignments of contracts or notes 520.90Prohibited acts 520.91Uttering a false completion certificate 520.92Compensation of other than licensee prohibited 520.98Penalties 520.993Definitions 520.994Powers of office 520.995Grounds for disciplinary action 520.996Investigations and complaints 520.9965Confidentiality of information relating to investigations and examinations 520.997Books, accounts, and records 520.998Regulatory Trust Fund 520.999Requirements of licensees