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Florida Statutes

Chapter 494

Fla. Stat. ch. 494

Loan Originators and Mortgage Brokers

494.001Definitions 494.0011Powers and duties of the commission and office 494.00115Exemptions 494.0012Investigations; complaints; examinations 494.00125Public records exemptions 494.0013Injunction to restrain violations 494.00135Subpoenas 494.0014Cease and desist orders; refund orders 494.0015Evidence; examiner’s worksheets, investigative reports, other related documents 494.0016Books, accounts, and records; maintenance; examinations by the office 494.00165Prohibited advertising; record requirements 494.00172Mortgage Guaranty Trust Fund; payment of fees and claims 494.00173Mortgage Guaranty Trust Fund; creation 494.0018Penalties 494.0019Liability in case of unlawful transaction 494.002Statutory or common-law remedies 494.0022Applicability of act 494.0023Conflicting interest 494.0024Waiver 494.0025Prohibited practices 494.00255Administrative penalties and fines; license violations 494.0026Disposition of insurance proceeds 494.00296Loan modification 494.00312Loan originator license 494.00313Loan originator license renewal 494.00321Mortgage broker license 494.00322Mortgage broker license renewal 494.00331Loan originator and loan processor employment 494.0035Principal loan originator and branch manager for mortgage broker 494.0036Mortgage broker branch office license 494.0038Mortgage broker fees 494.0039Principal place of business requirements 494.004Requirements of licensees 494.0042Loan origination fees 494.0043Requirements for brokering loans to noninstitutional investors 494.00611Mortgage lender license 494.00612Mortgage lender license renewal 494.0063Audited financial statements 494.0066Branch offices 494.00665Principal loan originator and branch manager for mortgage lender 494.0067Requirements of mortgage lenders 494.0069Lock-in agreement 494.007Commitment process 494.0071Expiration of lock-in agreement or commitment 494.00721Net worth 494.0073Mortgage lender when acting as a mortgage broker 494.0074Lender fees and charges 494.0075Requirements for selling loans to noninstitutional investors 494.0076Servicing audits 494.0077Other products and services 494.003ExemptionsRepealed 494.006ExemptionsRepealed 494.008Mortgages offered by land developers; requirements; prohibitionsRepealed 494.0017Regulatory Trust FundRepealed 494.0021Public recordsRepealed 494.0028ArbitrationRepealed 494.0029Mortgage business schoolsRepealed 494.0031Licensure as a mortgage brokerage businessRepealed 494.0032Renewal of mortgage brokerage business license or branch office licenseRepealed 494.0033Mortgage broker’s licenseRepealed 494.0034Renewal of mortgage broker’s licenseRepealed 494.0037Books, accounts, and recordsRepealed 494.0041Administrative penalties and fines; license violationsRepealed 494.0061Mortgage lender’s license requirementsRepealed 494.0062Correspondent mortgage lender’s license requirementsRepealed 494.0064Renewal of mortgage lender’s license; branch office license renewalRepealed 494.0065Saving clauseRepealed 494.0068Loan application processRepealed 494.0072Administrative penalties and fines; license violationsRepealed 494.0078Short title; purposesRepealed 494.0079DefinitionsRepealed 494.00171Special assessments; deposit and transferRepealed 494.00295Professional continuing educationRepealed 494.00311Mortgage brokerage schoolsRepealed 494.00421Fees earned upon obtaining a bona fide commitmentRepealed 494.00791Prohibited actsRepealed 494.00792Required disclosures for high-cost home loansRepealed 494.00793Liability of purchasers and assigneesRepealed 494.00794Right to cure high-cost home loansRepealed 494.00795Powers and duties of the commission and office; investigations; examinations; injunctions; ordersRepealed 494.00796EnforcementRepealed 494.00797General ruleRepealed