VERMONT MUTUAL INSURANCE COMPANY v. BRUCE FERN, SR., ET AL.
(AC 37771)
Gruendel, Prescott and Bear, Js.*
Argued January 7—officially released May 24, 2016
(
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A. Jeffrey Somers, for the appellant (named defendant).
Opinion
BEAR, J. The defendant Bruce Fern, Sr., appeals from the judgment of the trial court in favor of the plaintiff, Vermont Mutual Insurance Company. The plaintiff brought this subrogation action against the defendant and his son, the defendant Bruce Fern, Jr.,1 to recover damages resulting from a fire occurring on a residential property on November 6, 2011. The defendant argues that the court erred in determining that (1) the defendant owed a duty to the plaintiff’s insured and (2) the defendant installed a boiler and was equally at fault with his son. We affirm the judgment of the trial court.
In its memorandum of decision, the court made the following findings of fact. The defendant and his son both work as contractors, although only the defendant is a registered improvement contractor. Although both had some prior experience in installing new boilers,2 neither the defendant nor his son hаs the necessary occupational license to engage in plumbing and piping work or heating, piping, and cooling work.
Charles Loria (insured) was the owner of property located at 155 Twin Lanes Road in Easton (property), on which he possessed an insurance policy issued by the plaintiff. At the time of the fire, the insured’s former wife, Elizabeth Loria (occupant), lived on the property with her children.3 She told investigators subsequent to the fire that the defendant and his son had installed the boiler about a week before the fire occurred.
On the day of the installation, the defendant and his son arrived at the property, removed the old boiler, and installed the new boiler. The defendant was responsible for certain aspects of the installation of the new pipe connecting the boiler to the chimney. This work involvеd measuring the pipe, making the proper cuts, and installing the adapter4 that connected the pipe and chimney into the masonry. When installing the chimney connector into the masonry, the defendant used a two-by-four board to knock the adapter into the chimney. He also held the pipe in place while his son affixed the adapter and the pipe to one another. No further action, such as the use of cement or strapping the pipe in place, was taken to secure the chimney connector into the chimney. The defendant did not read the installation manual for the boiler or speak with a building inspector about the applicable regulations governing the installation of the boiler. The defendant’s son ignited the boiler, but failed to make any adjustments
Approximately one week after the defendant and his son installed the boiler, the chimney connector became disconnected from the masonry.5 As a result, exhaust gases from the boiler were directed onto the joists of the basement ceiling and, over time, generated sufficient heat to start the fire. From the basement, the fire spread to other parts of the property, resulting in damages exceeding $350,000.
During the subsequent investigation into the fire, two potential causes were identified as causing the fire. First, the boiler had not been placed to the proper settings and adjusted as required during the initial installation; consequently, the boiler had been running improperly and accumulated a large amount of soot. Second, the chimney connector had not been cemented into the chimney or secured in place by a separate piece of equipment; consequently, it became dislodged from the chimney. One of the investigators stated that, if the chimney connector had been secured properly into the chimney, the connector would not have become disconnected due to the improper installation and adjustment of the burner.
In its amended complaint, the plaintiff asserted two theories for recovery: (1) the defendant and his son had acted negligently in installing the boiler (counts one and three); and (2) they had breached an implied covenant that all work would be performed in a workmanlike manner (counts two and four). Following a trial to the court, the court issued its memorandum of decision on February 26, 2015. Recounting the essentials of this chronology, the court found that both the defendant and his son had violated various statutes and regulаtions while installing the boiler. Consequently, the court held that the defendant and his son had acted negligently and violated an implied covenant that their work would be done in a workmanlike manner, their actions were the proximate cause of the fire, and they were equally at fault. Therefore, the court found in favor of the plaintiff on each count of its complaint. This appeal followed.
I
On appeal, the defendant primarily asserts that the court erred in finding that he owed a duty to the insured or the occupant. The defendant asserts that the resulting fire was unforeseeable to him because his role in installing the boiler was relatively limited. In making this argument, the defendant relies on the difference in the type and character of his work when compared to that of his son. In particular, the defendant asserts that his son was the contractor retained or engaged by the occupant, made the agreement to install the boiler, held himself out as having the necessary skill and expertise to install the boiler, and, thus, had the ultimate responsibility for verifying that the boiler was properly installed. The defendant frames his personal involvement much more narrowly, contending that he was merely a laborer or helper, rather than a subcontractor, and claims as support that he took direction from his son, was not paid for his labor, and never held
We begin by noting that the defendant’s argument appears to confuse the existence of a duty with the scope of that duty once one is found to exist;6 thus, he blends together two separate concerns. ‘‘The essential elements оf a cause of action in negligence are well established: duty; breach of that duty; causation; and actual injury. . . . Contained within the first element, duty, there are two distinct considerations. . . . First, it is necessary to determine the existence of a duty, and [second], if one is found, it is necessary to evaluate the scope of that duty. . . . The issue of whether a duty exists is a question of law . . . which is subject to plenary review. We sometimes refer to the scope of that duty as the requisite standard of care.’’ (Internal quotation marks omitted.) Doe v. Hartford Roman Catholic Diocesan Corp., 317 Conn. 357, 373, 119 A.3d 462 (2015).
‘‘A duty to use care may arise from a contract, from a statute, or from circumstances under which a reasonable person, knowing what he knew or should have known, would anticipate that harm of the general nature of that suffered was likely to result from his act or failure to act.’’ Coburn v. Lenox Homes, Inc., 186 Conn. 370, 375, 441 A.2d 620 (1982). Although ‘‘[t]he ultimate test of thе existence of a duty to use care is found in the foreseeability that harm may result if it is not exercised . . . [f]oreseeability in this context is a flexible concept, and may be supported by reasonable reliance, impeding others who might seek to render aid, statutory duties, property ownership or other factors.’’ (Citation omitted; internal quotation marks omitted.) Burns v. Board of Education, 228 Conn. 640, 647, 638 A.2d 1 (1994), overruled on other grounds by Haynes v. Middletown, 314 Conn. 303, 323, 101 A.3d 249 (2014).
In holding that the defendant was liable for the fire, the court did not engage in a separate analysis concerning whether it was foreseeable that a fire could occur. Instead, it relied on two groups of statutes and regulations that the defendant and his son contravened while installing the boiler. It first noted that although neither the defendant nor his son had the occupational license required by statute for this work, they wilfully engaged in this work and the fire was ‘‘[t]he harm that . . . the licensing requirement was designed to prevent.’’ It also noted that certain codes and standards promulgated by the National Fire Protection Association (standards) had been incorporated into our law and were not followed by the defendant. Thus, in effect, the court analyzed duty as a question of negligence per se under these two groups of statutes and regulations.7
‘‘Negligence per se . . . serves to superimpose a legislatively prescribed standard of care on the general standard of care. . . . A violation of the statute or regulation thus establishes a breach of duty when (1) the plaintiff is within the class of persons intended to be protected
‘‘Generally, our courts have treated a statutory violation as negligence per se in situations in which the statutes or city ordinances at issue have been enacted for the purpose of ensuring the health and safety of members of the general public.’’ (Internal quotation marks omitted.) Shukis v. Board of Education, 122 Conn. App. 555, 580, 1 A.3d 137 (2010). Our Supreme Court has held on prior occasions that legislative enactments that contain criminal penalties could qualify as the statutory predicate for negligence per se claims. See Panaroni v. Johnson, 158 Conn. 92, 100–102, 256 A.2d 246 (1969) (criminal penalty for violation of ordinance); Munroe v. Hartford Street Railway Co., 76 Conn. 201, 204, 56 A. 498 (1903) (violation of ordinance misdemeanor punishable by fine).
‘‘[I]n determining whether a duty of care is owed to a specific individual under a statute, the threshold inquiry . . . is whether the individual is in the class of persons protected by the statute.’’ Ward v. Greene, 267 Conn. 539, 548, 839 A.2d 1259 (2004). ‘‘In determining the class of persons protected by a statute, we do not rely solely on the statute’s broad policy statement. Rather, we review the statutory scheme in its entirety, including the design of the scheme as enacted.’’ (Internal quotation marks omitted.) Id., 551.8
Turning first to the licensure requirements,
Pursuant to
Persons engaging in work without having the necessary license pursuant to these provisions of the General Statutes may be subject to both criminal and civil consequences. As recognized by the court, wilfully engaging in work covered by chapter 393 without the necessary license or permit is a class B misdemeanor.
Finally, we note that the legislature explicitly has defined circumstances
With respect to the type of harm covered by this statutory scheme, our Supreme Court has noted these requirements are intended to ensure an appropriate level of competence by individuals in the provision of certain services to the public. See Hartford Hospital v. Dept. of Consumer Protection, supra, 243 Conn. 720 (because nature of plumbing work in hospital is ‘‘critical to health and safety of patients’’ and because of greater public safety risks from faulty plumbing in entities pro-viding services to the public, ‘‘it is likely that the legislature intended those performing such work to meet the highest professional standards’’); see also id., 726 (Berdon, J., dissenting) (statement in legislative history quoted by dissent that purpose of licensure statute is to maintain minimum standards of competence for public). The statutory focus on ensuring appropriate competence is unsurprising, as there is a foreseeable risk of harm to people and property from the improper installation, maintenance, or operation of many of the appliances involved in occupations and work covered by chapter 393. Cf. State v. Salz, 226 Conn. 20, 33–38, 627 A.2d 862 (1993) (affirming manslaughter conviction of electrician, whоse wiring of neighbor’s electric heater in violation of code provisions and failure to ensure necessary inspections resulted in fire and neighbor’s death); Reciprocal Exchange v. Altherm, Inc., 142 Conn. 545, 549–53, 115 A.2d 460 (1955) (affirming liability for servicers’ negligent failure to determine cause of malfunctioning oil burner or warn owner to discontinue use of burner, which was factor in explosion); Beauvais v. Springfield Institute for Savings, 303 Mass. 136, 142, 20 N.E.2d 957 (1939) (improper installation of oil burner in commercial building resulted in explosion, which caused tenant’s death); Executive Board of Missouri Baptist General Assn. v. Campbell, 275 S.W.2d 388, 392 (Mo. App. 1955) (failure to properly adjust electrodes in furnace burner resulted in explosion). Pursuant to the regulatory scheme adopted in Connecticut for heating and cooling licenses, a license seeker must demonstrate that he both has the necessary experience and training to qualify
Second, the court found that standards 31 and 211, which have been incorporated into our state law,14 specified the manner in which a chimney connector must be secured; a secure connection was required by these standards and the manufacturer’s instructions; and the chimney connector was required to be clamped and cemented in place, but was not secured as required. Pursuant to the applicable regulations governing the installation of oil burners and provisions of our building code, a chimney connector must be firmly cеmented to the masonry unless a thimble is used.15 There was testimony at trial, however, that the preexisting concrete ring was not a thimble of the type required by standard 31,16 and the defendant conceded at argument
The defendant has presented no case law in support of his position that the injury was not foreseeable because he was acting merely as a laborer, rather than as a trained boiler installer. We reject his reliance on this position for several reasons. To begin, the court determined that the defendant’s duty to the plaintiff’s insured arose primarily under legislative enactments, not pursuant to the common-law duty to exercise due care. Any subsequent foreseeability analysis concerning the duty owed by the defendant under the statutory scheme, therefore, would focus on the party injured and the harm suffered; see Ward v. Greene, supra, 267 Conn. 555; and a defendant can be held liable even without actual knowledge that his actions violated any statute. See Commercial Union Ins. Co. v. Frank Perrotti & Sons, Inc., 20 Conn. App. 253, 260, 566 A.2d 431 (1989) (defendant’s argument that it was unaware that combustible liquid was in trash irrelevant when ordinance required it to separate out combustible materials).17
Further, we note that not all injuries that potentially might occur during the performance of work requiring an occupational license are outside the realm of ordinary knowledge and experience. See Utica Mutual Ins. Co. v. Precision Mechanical Services, Inc., 122 Conn. App. 448, 456, 998 A.2d 1228 (expert testimony not necessary to demonstrate failure of licensed plumber to use reasonable care ‘‘in operating plumber’s torch in vicinity of combustible materials’’), cert. denied, 298 Conn. 926, 5 A.3d 487 (2010). Thus, even if we were to rely on the common-law test for determining the foreseeability of an injury,18 we would conclude that the injury
Additionally, specialized knowledge and training are not required to know that the general purpose of a flue or chimney is to carry heated gases away from a heat-generating source. See, e.g., Random House Webster’s Unabridged Dictionary (2d Ed. 2001) (defining chimney as ‘‘a structure . . . containing a passage or flue by which the smoke, gases, etc., of a fire or furnace are carried off’’). Indeed, the defendant testified that he did not need any instruсtions from his son to know that the chimney connector must be secured as much as possible. Because it is within the understanding of an ordinary person that improperly installing the chimney connector for an oil burner could lead to a fire, the court reasonably could have found that the risk of fire arising from an improperly secured chimney connector either was, or at the very least should have been, foreseeable to the defendant.20 See Ruiz v. Victory Properties, LLC, 315 Conn. 320, 335, 107 A.3d 381 (2015) (‘‘[as] long as harm of the general nature as that which occurred is foreseeable there is a basis for liability even though the manner in which the accident happens is unusual, bizarre or unforeseeable’’ [internal quotation marks omitted]); see also Doe v. Hartford Roman Catholic Diocesan Corp., supra, 317 Conn. 373–74.21
II
The defendant also claims that the court erred in determining that the defendant ‘‘installed a boiler’’ and was equally at fault with his son. We disagree.
‘‘[Q]uestions of fact are subject to the clearly erroneous standard of review. . . . A finding of fact is clearly erroneous when there is no evidence in the record to support it . . . or when although there is evidence to support it, the reviewing court on the entire evidence is left with the definite and firm conviction that a mistake has been committed. . . . Because it is the trial court’s function to weigh the evidence and determine credibility, we give great deference to its findings. . . . In reviewing factual findings, [w]e do not examine the record to determine whether the [court] could have reached a conclusion other than the one reached. . . . Instead, we make every reasonable presumption . . . in favor of the trial court’s ruling.’’ (Internal quotation marks omitted.) Burns v. Adler, 158 Conn. App. 766, 802, 120 A.3d 555, certs. granted, 319 Conn. 931–32, 125 A.3d 205, 206 (2015).
In its memorandum of decision, the court presented the fоllowing account of the actions of the defendant and his son while installing the boiler: ‘‘The defendants worked nine hours together in the Loria residence on November 2nd or 3rd. They removed the old boiler and [chimney connector] and installed a new boiler and [chimney connector]. [The defendant] cut pipes and held them in place while his son soldered them together. Both worked on installing the [chimney connector]. [The defendant] connected the end of the metal pipe to the chimney, but did not cement it in place or otherwise fasten it to the chimney. He merely pounded it in place with a wood board. He did not read the manufacturer’s instruction booklet or check with a building inspector. His son turned on the oil-fired boiler, but did not make any adjustments to the burner motor as required by the manufacturer.’’ It then found that ‘‘the fire was proximately caused by [the defendant and his son’s] careless and improper installation of the boiler and [chimney connector],’’ and that they were equally at fault.
The defendant argues that the court erred in characterizing his participation and responsibility as equivalent to that of his son. The defendant notes that the court made no specific finding that the defendant’s manner of inserting the pipe into the chimney was negligent, but ‘‘simply treat[ed] [the defendant] as having undertaken to install the boiler along with his son, and charge[d] [the defendant] with negligence in the overall improper installation of the boiler—the entire job. That conclusion is flawed, however, [insofar as it is based on the arguments that the defendant’s] status with respect to the job was as a laborer’’ and ‘‘it was the responsibility of [the defendant’s son] to ensure thаt the new boiler and all appurtenances were installed correctly.’’ In making this argument, the defendant has alleged facts that the court did not find.
Although relying on certain facts throughout his brief that the court did not adopt in its memorandum of decision, the defendant points to no separate error in the court’s findings beyond this particular
Further, expert testimony offered at trial stated that the fire was caused by the improper adjustment of the boiler following its initial ignition by the defendant’s son and the failure of the defendant to secure the chimney connector into the flue properly. These experts also testified, however, that the failure to secure the chimney connector properly into the chimney was primarily responsible for the fire or, at the very least, that the fire would have been significantly less likely to occur, even with the improper adjustment of the boiler settings, if the connector had been secured properly. Thus, despite the defendant’s reliance on certain assertions and testimony presented at trial that were not adopted by the court or challenged on appeal, it was not clearly erroneous for the court to characterize the defendant’s labors or responsibility for the resulting fire as equivalent to that of his son.
In summation, the defendant engaged in specialized work that he knew or should have known required a professional license that he did not possess. The defendant failed to take necessary precautions when doing this specialized work that required a licensed professional and failed to install the chimney connector in accordance with applicable law and regulations. Accordingly, the defendant failed to exercise due care when undertaking this specialized endeavor. Because the risk of a fire was both within the contemplation of the applicable statutes and regulations of which the defendant was in violation, and the damages
The judgment is affirmed.
In this opinion the other judges concurred.
* The listing of judges reflects their seniority status on this court as of the date of oral argument.
