R.I. Gen. Laws tit. 27, ch. 4 – Life Insurance Policies and Reserves | Midpage

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Rhode Island General Laws

Chapter 27-4

R.I. Gen. Laws tit. 27, ch. 4

Life Insurance Policies and Reserves

27-4-0.1Definitions 27-4-1Discrimination in rates or amounts payable on death 27-4-1.1Denial of application based on an opioid antagonist prescription 27-4-2Preexisting contracts unaffected by discrimination provisions 27-4-3Distinctions by insurance producers as to collections 27-4-4Penalty for unlawful discrimination 27-4-5Misrepresentation as to policies — Penalty — Revocation of license 27-4-6.1Right to examine and return policy 27-4-6.2Individual life insurance policy standard provisions 27-4-7Privilege against self-incrimination 27-4-9Preexisting contracts unaffected by policy terms provisions 27-4-10Effect of misstatements in application for policy 27-4-11Rights of beneficiaries to proceeds of policy as against creditors — Premiums paid in fraud of creditors 27-4-12Provision for exemption from encumbrance, transfer, or claims of creditors 27-4-13Deprivation of court jurisdiction — Limitation of actions 27-4-13.1Policy loan interest rates 27-4-16Preliminary term policies 27-4-22Assignment of interest under group life insurance 27-4-22.1Continuation of group life insurance — Labor disputes — Involuntary layoffs 27-4-23Rules and regulations 27-4-24Filing of life insurance policy forms 27-4-24.1Waiting period — Effective date of filings 27-4-24.2Notice of disapproval 27-4-24.3Suspension or revocation of licenses 27-4-24.4Hearing on decisions of commissioner 27-4-24.5Judicial review of orders and decisions 27-4-24.6Severability 27-4-25Physical exam by insurance company 27-4-26Interest upon proceeds of life insurance policies 27-4-27Insurable interest 27-4-28Discretionary clauses 27-4-29Life insurance database 27-4-30Unintentional policy lapse