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Rhode Island General Laws

Title 27

R.I. Gen. Laws tit. 27

Insurance

27-1Domestic Insurance Companies 27-1.1Credit for Reinsurance Act 27-1.2Corporate Governance Annual Disclosure 27-2Foreign Insurance Companies 27-2.1Additional Fees for Foreign Insurance Companies 27-2.2Domestication/Redomestication of Insurance 27-2.3Single License Procedure Act [Repealed.]27-2.4Producer Licensing Act 27-2.5Interstate Compact on Insurance Product Regulation 27-2.6Rhode Island Title Insurers Act 27-2.7Portable Electronics Insurance 27-2.8Self-Service Storage Insurance 27-3Surplus Lines Insurance 27-3.1Mandatory Prelicensing Education Requirements for Life and Health Insurance Producers [Repealed.]27-3.2Continuing Education Requirements 27-3.3Mandatory Prelicensing Education Requirements for Property and Casualty Insurance Producers [Repealed.]27-4Life Insurance Policies and Reserves 27-4.1Legal Services Insurance 27-4.2Life and Health Reinsurance Agreements Act 27-4.3Standard Nonforfeiture Law for Life Insurance 27-4.4The Standard Nonforfeiture Law for Individual Deferred Annuities 27-4.5The Standard Valuation Law 27-4.6Risk-Based Capital (RBC) for Insurers Act 27-4.7Risk-Based Capital (RBC) for Health Organizations Act 27-4.8Group Life Insurance 27-4.9Beneficiaries’ Bill of Rights 27-4.10Mandatory Disclosure of Alternatives to Lapse or Surrender 27-5Fire Insurance Policies and Reserves 27-6Fire and Marine Insurance Rating 27-6.1Lender-Placed Insurance 27-7Liability Insurance 27-7.1Workers’ Compensation Insurance 27-7.2Workers’ Compensation Insurance Fund [Repealed.]27-8Casualty Insurance Generally 27-8.1Information Reporting and Immunity Relating to Fire Losses 27-8.2Stop-Loss Insurance 27-8.3Peer-To-Peer Car Sharing Program [REPEALED.]27-9Casualty Insurance Rating 27-9.1Unfair Claims Settlement Practices Act 27-9.2Independent Medical Examinations 27-9.3State Structured Settlement Protection Act 27-9.4Insurance Binders as Evidence of Coverage 27-10Claim Adjusters 27-10.1Motor Vehicle Damage Appraisers 27-10.2Motor Vehicle Replacement Parts 27-10.3Motor Vehicle Insurance — Mandatory Arbitration Provision 27-10.4Motor Vehicle Appraisal Provision 27-11Investment in Real Estate 27-11.1Investments by Domestic Insurance Companies 27-11.2Asset Valuation Law 27-12Annual Reports of Insurance Companies 27-12.1National Association of Insurance Commissioners (NAIC) Insurance Regulatory Information System Act 27-12.2Administrative Supervision Act [REPEALED.]27-12.3Property and Casualty Actuarial Opinion Law 27-13Revocation and Suspension of License 27-13.1Examinations 27-14Uniform Insurers Liquidation Act [Repealed.]27-14.1Administrative Supervision 27-14.2Standards and Director’s Authority for Companies Deemed to Be in Hazardous Financial Condition 27-14.3Insurers’ Rehabilitation and Liquidation Act 27-14.4Uniform Insurers Liquidation Act 27-14.5Voluntary Restructuring of Solvent Insurers 27-15Assessment Plan Insurance [Repealed.]27-16Unauthorized Insurance Business 27-17Reciprocal Exchanges and Interinsurers 27-18Accident and Sickness Insurance Policies 27-18.1Compliance of Health Benefit Contracts and Medical Assistance Program with Federal Law 27-18.2Medicare Supplement Insurance Policies 27-18.3Low Cost Health Insurance for the Uninsured [Repealed.]27-18.4Health Insurance — Coordination with Federal Medicaid Program 27-18.5Individual Health Insurance Coverage 27-18.6Large Group Health Insurance Coverage 27-18.7Extended Medical Leave 27-18.8Healthcare Accessibility and Quality Assurance Act 27-18.9Benefit Determination and Utilization Review Act 27-19Nonprofit Hospital Service Corporations 27-19.1Extended Medical Benefits 27-19.2Nonprofit Hospital and Medical Service Corporations 27-20Nonprofit Medical Service Corporations 27-20.1Nonprofit Dental Service Corporations 27-20.2Nonprofit Optometric Service Corporations 27-20.3Nonprofit Legal Service Corporations 27-20.4Insurance Continuation Act 27-20.5Participation of Medical Service Providers 27-20.6Healthcare Insurers — Coordination of Benefits 27-20.7Third-Party Health Insurance Administrators 27-20.8Prescription Drug Benefits 27-20.9Contract with Healthcare Providers 27-20.10Rental Network Contract Arrangements 27-20.11Autism Spectrum Disorders 27-21Foreign Surety Companies [Repealed.]27-22Domestic Fraternal Benefit Societies [Repealed.]27-23Foreign Fraternal Benefit Societies [Repealed.]27-24Insurance by Fraternal Benefit Societies [Repealed.]27-25Rhode Island Fraternal Code 27-26Funds, Reports, Examination and Dissolution of Fraternal Benefit Societies [Repealed.]27-27Agents for Fraternal Benefit Societies [Repealed.]27-28Insurance and Benefits by Fraternal Benefit Societies [Repealed.]27-29Unfair Competition and Practices 27-29.1Pharmacy Freedom of Choice — Fair Competition and Practices 27-29.2Freedom of Choice for Orthotic or Prosthetic Services 27-30Consumer Credit Insurance 27-31Credit Accident and Health Insurance [REPEALED.]27-32Pension, Profit Sharing, or Annuity Plans 27-33Federal Riot Reinsurance Reimbursement Fund 27-34Rhode Island Property and Casualty Insurance Guaranty Association 27-34.1Rhode Island Life and Health Insurance Guaranty Association Act [Repealed.]27-34.2Long-Term Care Insurance 27-34.3Rhode Island Life and Health Insurance Guaranty Association Act 27-35Insurance Holding Company Systems 27-36Consumer Representation at Rate Hearings 27-37Cancellation of Group Insurance 27-38Insurance Coverage for Treatment of Substance Abuse [Repealed.]27-38.1Insurance Coverage for Pediatric Preventive Care 27-38.2Insurance Coverage for Mental Illness and Substance Use Disorders 27-39Second Medical Opinion 27-40Insurance Premium Finance Agreements [Repealed.]27-41Health Maintenance Organizations 27-42Jurisdiction to Determine Jurisdiction of Providers of Healthcare Benefits 27-43Captive Insurance Companies 27-44Casualty, Liability and Fire and Marine Insurance Rating 27-45Participation in the National Association of Insurance Commissioners (Naic) Insurance Regulatory Information System (Iris) [Repealed.]27-46Risk Retention Act 27-47Criminal Sanctions for Failure to Report Impairment 27-48Business Transacted with Producer Controlled Insurer Act 27-49Motor Vehicle Theft and Motor Vehicle Insurance Fraud Reporting — Immunity Act 27-50Small Employer Health Insurance Availability Act 27-51Managing General Agents Act 27-52Reinsurance Intermediaries 27-53Assumption Reinsurance [Repealed.]27-53.1Assumption Reinsurance 27-54Insurance Fraud Prevention Act 27-54.1Anti-Fraud Act 27-55Off-Label Uses of Prescription Drugs 27-56Disclosure of Material Transactions Act 27-57Child Support Intercept Act 27-57.1Medical Assistance Intercept Act 27-58The Banking and Insurance Consumer Protection Act 27-59Alien Insurance Companies 27-60Unfair Discrimination Against Subjects of Abuse in Health Benefit Plans Act 27-60.1Unfair Discrimination Against Subjects of Abuse in Property and Casualty Insurance 27-61Unfair Discrimination Against Subjects of Abuse in Life Insurance Act 27-61.1Unfair Discrimination Against Organ Donors in Disability Income, Life, and Long-Term Care Insurance Act 27-62Life Insurance Policy Illustration 27-63Healthcare Fraud Reporting Immunity 27-64Protected Cell Companies Act 27-65Commercial Special Risks 27-66The Health Insurance Conversions Act 27-67The Health Insurance Market Expansion Act 27-68Pilot Primary Care Program for the Uninsured 27-69Mandated Benefits 27-70Health Insurance Tax Incentive 27-71Market Conduct Surveillance Act 27-72Life Settlements Act 27-73Rhode Island Public School Employee Uniform Benefit Act 27-74Discount Medical Plan Organization Act 27-75Surplus Lines Insurance Multi-State Compliance Compact [Repealed.]27-76Weather-Related Losses 27-77Risk Management and Own Risk and Solvency Assessment Act 27-78Certificates of Insurance Model Act 27-79Limited Lines Travel Insurance Act [Repealed.]27-79.1Travel Insurance Act 27-80Unclaimed Life Insurance Benefits Act 27-81Telemedicine Coverage Act 27-82Dental Insurance Loss Ratio Reporting and Study Act 27-83Pet Insurance Act [Effective January 1, 2026.]