R.I. Gen. Laws tit. 27, ch. 9 – Casualty Insurance Rating | Midpage

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Rhode Island General Laws

Chapter 27-9

R.I. Gen. Laws tit. 27, ch. 9

Casualty Insurance Rating

27-9-1Purpose of chapter 27-9-2Applicability 27-9-3Insurers covered — Election between regulatory laws 27-9-5Uniformity among insurers 27-9-5.1Uniform safe driver point system 27-9-6Contracts as to commissions or compensation 27-9-6.1Approval of policies 27-9-7Filing of rate plans and systems 27-9-7.1Premium reduction for completing a motor vehicle accident prevention course 27-9-7.2Premium reduction for antitheft devices 27-9-7.3Rating for nonbusiness policies 27-9-7.4Automobile insurance — Persons on active duty in United States armed forces 27-9-8Filings by advisory organizations 27-9-8.1Advisory organization — Permitted activity 27-9-8.2Applicability 27-9-9Review of filings 27-9-10Waiting period — Effective date of filings 27-9-10.1Costs 27-9-11Special filings as to surety or guaranty bonds 27-9-12Suspension or modification of filing requirements 27-9-13Approval of rates in excess of those filed 27-9-14Compliance with filings required 27-9-15Review of rates not covered by filings 27-9-16Disapproval of filing within waiting period 27-9-17Disapproval of special surety or guaranty filing 27-9-18Disapproval of filing after review period — Removal of discrimination — Hearings to determine effect of legislation 27-9-19Hearings on application by persons aggrieved by filing — Order terminating filing — Removal of discrimination 27-9-20Competitive rates as evidence of fairness — Profit as evidence of adequacy 27-9-21Filed schedules and plans not to be disapproved if rates meet requirements 27-9-22Licensing of rating organization 27-9-23Admission of and services to subscribers 27-9-24Regulation by rating organization of payments by insurers to policyholders or members 27-9-25Cooperation among organizations and insurers — Review of cooperative practices 27-9-26Adherence to rating organization filings — Deviation filings 27-9-27Appeals from action of rating organization on changes in filings 27-9-28Rate information furnished to insured 27-9-29Review of application of rating system to insured 27-9-30“Advisory organization” defined 27-9-31Documents filed by advisory organizations 27-9-32Unlawful practices of advisory organizations 27-9-33Use of information from noncomplying advisory organization 27-9-34Provisions applicable to joint underwriting and reinsurance 27-9-35Unlawful joint underwriting or reinsurance practices 27-9-36Examination of rating and advisory organizations and underwriting and reinsurance groups 27-9-37Reports on examinations — Hearing and filing 27-9-38Collection and compilation of experience data 27-9-39Interchange of rating plan data 27-9-40Cooperation with other states 27-9-41Rules and regulations 27-9-42False or misleading information 27-9-43Assigned risk agreements — Modification of rates 27-9-45Penalty for violations 27-9-46Suspension or revocation of licenses 27-9-47Hearings on rules and decisions of commissioner 27-9-50Severability 27-9-52Assessment for costs of rate filings, review, and pricing 27-9-53Motor vehicle insurance rate increases relating to violations and accidents 27-9-54Rules and regulations — Auto insurance buyer’s guide 27-9-56Use of credit rating