Long-term Care Insurance | Midpage

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Alaska Administrative Code

Article 7

Long-term Care Insurance

3.28.550Applicability 3.28.551Policy definitions 3.28.552Policy practices and provisions 3.28.554Unintentional lapse 3.28.555Required disclosure provisions 3.28.556Required disclosure of rating practices to consumers 3.28.557Initial filing requirements 3.28.558Prohibition against post-claims underwriting 3.28.559Minimum standards for home health and community care benefits in long-term care insurance policies 3.28.560Requirement to offer inflation protection 3.28.562Requirements for application forms and replacement coverage 3.28.563Reporting requirements 3.28.564Annual rate certification requirements 3.28.565Licensing 3.28.566Discretionary powers of the director 3.28.568Reserve standards 3.28.569Loss ratio 3.28.570Premium rate schedule increases for policies subject to loss ratio limits related to original filings 3.28.573Filing requirement 3.28.574Filing requirements for advertising 3.28.575Standards for marketing 3.28.576Association standards for marketing 3.28.577Suitability 3.28.578Prohibition against preexisting conditions and probationary periods in replacement policies or certificates 3.28.579Availability of new services or providers 3.28.580Right to reduce coverage and lower premiums 3.28.582Nonforfeiture benefit requirement 3.28.583Standards for benefit triggers 3.28.584Additional standards for benefit triggers for qualified long-term care insurance contracts 3.28.585Appealing an insurer's determination that the benefit trigger is not met 3.28.586Prompt payment of clean claims 3.28.588Standard format outline of coverage 3.28.590Requirement to deliver shopper's guide 3.28.592Permitted compensation arrangements 3.28.595Penalties 3.28.599Definitions