WV DEPARTMENT OF HEALTH & HUMAN RESOURCES EMPLOYEES FEDERAL CREDIT UNION, Plаintiff Below, Appellee v. Cynthia TENNANT, Defendant Below, Appellant
No. 31506
Supreme Court of Appeals of West Virginia
June 17, 2004
599 S.E.2d 810
Davis, J., concurred and filed opinion. Albright, J., concurred in part, dissented in part, and filed opinion joined by Starcher, J.
Submitted May 25, 2004. Decided June 17, 2004. Concurring Opinion of Justice Davis June 18, 2004. Concurring and Dissenting Opinion of Justice Albright June 30, 2004.
No appearance on behalf of Appellee.
PER CURIAM:
In the instant case, the appellee, the West Virginia Department of Health and Human Resources Employees Federal Credit Union (“Credit Union“), filed a complaint against the appellant, Cynthia Tennant, on August 1, 2000, in the Magistrate Court of Kanawha County, alleging that as a result of her delinquent debt, Ms. Tennant breached her agreement on a revolving MasterCard credit account. The Credit Union asserted that Ms. Tennant had an outstanding balance of $5,938.81; however, due to the limitations on the amount of relief that can be collected in magistrate court, the Credit Union requested judgment in its favor in the amount of $5,000.
On January 17, 2001, Ms. Tennant filed a motion to have her case removed to circuit court. Thereafter, on December 2, 2002, a trial was held in the Circuit Court of Kanawha County. On December 5, 2002, the circuit court entered an order against Ms. Tennant and in favor of the Credit Union in the amount of $5,811.02, plus post-judgment interests and court costs. Ms. Tennant now appeals the circuit court‘s order. After reviewing the facts of the case, the issues presented, and the relevant statutory and case law, this Court affirms the decision of the circuit court.
I.
FACTS
Cynthia Tennant, the appellant, is an employee of the West Virginia Department of Health and Human Resources (“DHHR“) and lives in Fairview, Wеst Virginia.1 On June 2, 1997, Ms. Tennant applied for a MasterCard credit account through the appellee, the West Virginia Department of Health and Human Resources Employees Federal Credit Union (“Credit Union“). Within a few days of being approved and actually receiving her MasterCard, Ms. Tennant requested that her $1,500 credit limit be increased. On June 19, 1997, Ms. Tennant‘s request for an increase was approved and her credit limit was increased to $3,000. Then, on August 2, 1997, Ms. Tennant requested and was approved for an increase in her credit limit to $4,000. On September 4, 1997, Ms. Tennant applied for and received another increase to her credit limit to $5,000.
Approximately one year later, on October 30, 1998, Ms. Tennant was sent a “notice of right to cure default” by the Credit Union indicating that she was in default on her MasterCard by $1,515.50 and that she had exceeded her credit limit and had accumulated a total loan balance of $5,906.67. The letter of notice, signed by Linda Bodie, manager of the Credit Union, indicated that the last payment received from Ms. Tennant was on May 29, 1998. Ms. Bodie sent a subse-quent
On August 1, 2000, the Credit Union filed a complaint against Ms. Tennant in the Magistrate Court of Kanawha County, alleging that Ms. Tennant had breached her agreement on the credit card account and that as of July 31, 2000, she owed the Credit Union $5,938.81. According to the Credit Union, Ms. Tennant‘s last payment was received on April 24, 2000. Consequently, based upon the $5,000 jurisdictional amount limitation in magistrate court, the Credit Union requested a judgment actually lower than the amount Ms. Tennant owed, specifically, $5,000 plus court costs and interest.
In Ms. Tennant‘s answer, dated October 6, 2000, she denied the matters set forth in the complaint and asserted a counterclaim alleging that: the Credit Union breached the contract first by not applying pаyments in a timely manner causing additional interest to accrue; that her privacy rights were violated by the Credit Union discussing her account with her husband; that the Credit Union refused to provide a copy of the original contract for the credit card; and, that her rights were violated by the Credit Union asking for court costs. Ms. Tennant then demanded a jury trial, court costs, and asked for punitive damages “to deter [the Credit Union] from acting in such a ma[nn]er again.”
The case was set for a hearing on January 25, 2001, in the Magistrate Court of Kanawha County. Prior to that date, on January 17, 2001, Ms. Tennant filed a motion to have her case removed to the Circuit Court of “Marion County or in [the] alternative Kanawha [County],” even though she now claims that she lives in Monongalia County.2 Per Ms. Tennant‘s request, the case was subsequently removed from the magistrate court to the Kanawha County Circuit Court. On March 29, 2001, Ms. Tennant served upon the Credit Union a “Defendant‘s First Request for Production of Documents to Plaintiff” and a “Defendant‘s First Set of Interrogatories to Plaintiff.” On October 24, 2001, the Credit Union served upon Ms. Tennant the “Plaintiff‘s Answers to Defendant‘s First Set of Interrogatories” and “Plaintiff‘s Answers to Defendant‘s Request for Production of Documents.”
On March 8, 2002, the circuit court held a scheduling conference outlining the specific dates of pertinent activities to occur prior to the scheduled December 2, 2002 trial; however, Ms. Tennant did not attend the scheduling conference. Moreover, the record reflects that notice of the conference was sent to Ms. Tennant on February 28, 2002, and that a copy of the scheduling order was provided to her by mail following the completion of the scheduling conference.
On November 13, 2002, Ms. Tennant filed a motion to dismiss pursuant to
A week later, on November 21, 2002, Ms. Tennant filed a motion for a continuance for the pretrial conference that was scheduled for November 25, 2002, and stated as the sole basis of her request: “Defendant[‘s] husband is having health problems at this time.” That same day, Mr. Tennant, who was not a party to this civil action, also filed a motion for a continuance of Ms. Tennant‘s pre-trial conference stating: “Health reasons. Note I have filed a motion to intervene in he [sic] above styled case.”4 On November 25, 2002, during a pre-trial conference, the circuit court denied Mr. Tennant‘s motion to intervene and Ms. Tennant‘s motion for a continuance. Thereafter, on Novеmber 29, 2002, Ms. Tennant filed a “motion for stay.”5 Nonetheless, pursuant to the March 8, 2002 scheduling order, the case proceeded to trial on December 2, 2002. Upon hearing testimony from Ms. Tennant and the Credit Union‘s manager, Ms. Bodie, as well as receiving various exhibits offered by both parties, the circuit court entered its December 5, 2002 order against Ms. Tennant and in favor of the Credit Union in the amount of $5,811.02, plus post-judgment interests and court costs. This appeal followed.6
II.
STANDARD OF REVIEW
The standard of review concerning appeals to this Court from non-jury trials, or bench trials, is set forth in Syllabus Point 1 of Public Citizen, Inc. v. First National Bank, 198 W.Va. 329, 480 S.E.2d 538 (1996):
In reviewing challenges to the findings and conclusions of the circuit court made after a bench trial, a two-pronged deferential standard of review is applied. The final order and the ultimate dispоsition are reviewed under an abuse of discretion standard, and the circuit court‘s underlying factual findings are reviewed under a clearly erroneous standard. Questions of law are subject to a de novo review.
With these standards in mind, we now consider whether the circuit court erred in this case.
III.
DISCUSSION
We begin our review in this appeal with Ms. Tennant‘s contention that the circuit court violated her rights by not providing her a jury trial on December 2, 2002 in the Circuit Court of Kanawha County. Ms. Tennant believes that since she requested a jury trial while her case was pending in the Magistrate Court of Kanawha County on October 6, 2000,7 she should have been given a jury trial in the circuit court on December 2, 2002, after the case was removed to that court upon her request. Thus, we are left to decide whether a request in magistrate court
In the Syllabus of Barker v. Benefit Trust Life Insurance Company, 174 W.Va. 187, 324 S.E.2d 148 (1984), in part, we held that “[w]here a trial by jury has been secured by a party to litigation under W.Va.R.Civ.P. 38 or 39(b), a party to such litigation has a right to an impartial and unbiased jury....” Moreover, a party‘s right to a trial by jury is guaranteed by the West Virginia Constitution in Article III, Section 13.9 Even so, it is abundantly clear that a party may waive their right to trial by jury. See
(a) By Jury. When trial by jury has been demanded as provided in Rule 38 or a timely motion or request therefor has been made under subdivision (b) of this rule, the action shall be designated upon the docket as a jury action. The trial of all issues so demanded or requested shall be by jury, unless (1) the parties or their attorneys of record, by written stipulation filed with the court or by an oral stipulation made in open court and entered in the record, consent to trial by the court sitting without a jury or (2) the court upon motion or of its own initiative finds that a right of trial by jury of some or all of those issues does not exist under the Constitution or statutes of the State.
(b) By the Court. Issues not demanded for trial by jury as provided in Rule 38 shall be tried by the court; but, notwithstanding the failure of a party to demand a jury in an action in which such a demand might have been made of right, the court upon motion or of its own initiative may аt any time order a trial by a jury of any or all issues.
We first point out that there are two distinct procedural bodies of law governing our magistrate courts and circuit courts. The Rules of Civil Procedure for the Magistrate Courts of West Virginia are applicable to all civil cases in the magistrate courts of this state.
Additionally, it is equally important to note that there is nothing in the record to suggest that Ms. Tennant objected to the lack of a jury trial during her December 2, 2002, bench trial. If a problem had presented itself during the circuit court‘s bench trial, Ms. Tennant had an obligation to bring it to the circuit judge‘s attention in order to provide that court with an opportunity to cure the alleged error. We have held that,
[a]s a general rule, proceedings of trial courts are presumed to be regular, unless the contrary affirmatively appears upon the record, and errors assigned for the first time in an appellate court will not be regarded in any matter of which the trial court had jurisdiction or which might have been remedied in the trial court if objectеd to there.
Syllabus Point 17, State v. Thomas, 157 W.Va. 640, 203 S.E.2d 445 (1974). See also Syllabus Point 4, State v. Browning, 199 W.Va. 417, 485 S.E.2d 1 (1997) (“This Court will not consider an error which is not properly preserved in the record nor apparent on the face of the record.“); State v. Grimmer, 162 W.Va. 588, 595, 251 S.E.2d 780, 785 (1979) (“When there is an opportunity to speak, silence may operate as a waiver of objections to error and irregularities at the trial which, if seasonably made and presented, might have been regarded as prejudicial“). The raise or waive rule was explained in Wimer v. Hinkle, 180 W.Va. 660, 663, 379 S.E.2d 383, 386 (1989), as part of a design “to prevent a party from obtaining an unfair advantage by failing to give the trial court an opportunity to rule on the objection and thereby correct potential error.” Furthermore, we noted in State v. LaRock, 196 W.Va. 294, 316, 470 S.E.2d 613, 635 (1996), that the raise or waive rule seeks to “prevent[] a party from making a tactical decision to refrain from objecting and, subsequently, should the case turn sour, assigning error (or even worse, planting an error and nurturing the seed as a guarantee against a bad result).”
This Court further stated in Blair v. Maynard, 174 W.Va. 247, 253, 324 S.E.2d 391, 396 (1984):
Of course, the court must not overlook the rules to the prejudice of any party. The court should strive, however, to ensure that the diligent pro se party does not forfeit any substantial rights by inadvertent omission or mistake. Cases should be decided on the merits, and to that end, justice is served by reasonably accommodating all parties, whether represented by counsel or not. This “reasonable accommodation” is purposed upon protecting the meaningful exercise of a litigant‘s constitutional right of access to the courts. Therefore, ultimately, the pro se litigant must bear the resрonsibility and accept the consequences of any mistakes and errors. See, e.g., Viles v. Scofield, 128 Colo. 185, 261 P.2d 148 (1953); Alexander v. Jeanerette, 371 So.2d 1245 (La.Ct.App.1979).10
Ms. Tennant makes several other brief and unsubstantiated arguments not supported by the record. As an initial matter, we observe that Ms. Tennant did not provide to this Court a transcript of the circuit court‘s December 2, 2002 trial, and as such, we are limited in our review of those proceedings. We have long held that “‘[a]n Appеllate Court will not reverse the judgment of an inferior court unless error affirmatively appear upon the face of the record, and such error will not be presumed, all the presumptions being in favor of the correctness of the judgment.’ Point 2, syllabus, Shrewsbury v. Miller, 10 W.Va. 115 [1877].” Syllabus Point 4 of Alexander v. Jennings, 150 W.Va. 629, 149 S.E.2d 213 (1966). Similarly, in Syllabus Point 5 of Morgan v. Price, 151 W.Va. 158, 150 S.E.2d 897 (1966), we held: “An appellant must carry the burden of showing error in the judgment of which he complains. This Court will not reverse the judgment of a trial court unless error affirmatively appears from the record. Error will not be presumed, all presumptions being in favor of the correctness of the judgment.”
We have further explained that “[w]hen the alleged errors of the trial court involve the sufficiency of the proof and the testimony upon which the judgment of the trial court is based is not made a part of the record for apрellate purposes, the appellate court must presume that the judgment of the trial court is correct and warranted by the testimony.” Syllabus Point 5, Pozzie v. Prather, 151 W.Va. 880, 157 S.E.2d 625 (1967). Consequently, the burden is on Ms. Tennant to produce a record that discloses affirmatively the alleged reversible errors committed at trial.11 Ordinarily, the failure to do so requires an affirmance of the judgment of the lower court, since error will not be presumed in the absence of an affirmative showing. See Ward v. County Court, 141 W.Va. 730, 93 S.E.2d 44 (1956); Scott v. Newell, 69 W.Va. 118, 70 S.E. 1092 (1911); Dudley v. Barrett, 58 W.Va. 235, 52 S.E. 100 (1905); McGraw v. Roller, 47 W.Va. 650, 35 S.E. 822 (1900); Zumbro v. Stump, 38 W.Va. 325, 18 S.E. 443 (1893).
Ms. Tennant next contends that the contract whereby she obtained the MasterCard is void because there were no terms, conditions, or interest rates included and it was not signed by both parties. Upon reviewing the record, we find that this is simply incorrect. Ms. Tennant‘s credit card application was signed by both Ms. Tennаnt and the Credit Union. In addition, immediately below where Ms. Tennant checked a box to apply for the MasterCard, the agreement provides: “You acknowledge that you have previously received and read the Agreement(s) for the credit services checked above. By signing below you agree to be bound by the terms of the Agreement for each service checked.” Moreover, the record reflects Ms. Tennant was given copies of the MasterCard agreement at that time.
We believe that Ms. Tennant was well aware of her credit limit and the surrounding terms of the credit card agreement. This is
Ms. Tennant also maintains that the Credit Union intentionally allowed her to go over the set credit limit so that they could “saddle her with late charges and over-the-limit fees.” There simply is no evidence in the record before this Court to support such an argument. Ms. Tennant applied for a credit card and was approved for a $1,500 limit. Subsequently, on various occasions, she requested and was approved for increases in her credit limit. Then, it is undisputed that Ms. Tennant accumulated charges amounting to the maximum credit limit set forth in her MasterCard agreement. Likewise, it is undisputed that as Ms. Tennant failed to make the required monthly payments, the interest charges continued to accumulate on the account as provided by the credit card agreement. As such, the only determination we are able to make with regard to Ms. Tennant‘s contention is that she accumulated a debt for which she is legally responsible.
Ms. Tennant further contends that the circuit court denied her motion for a continuance dated October 29, 2002 stating that her reasons were for health reasons of her father and husband and that she wished to hire an attorney. With regard to the circuit court‘s denial of her motion to continue, this Court has long held that “[a] motion for continuance is addressed to the sound discretion of the trial court, and its ruling will not be disturbed on appeal unless there is a showing that there has been an abuse of discretion.” Syllabus Point 2, State v. Bush, 163 W.Va. 168, 255 S.E.2d 539 (1979). In Syllabus Point 3 of Bush, we held that “[w]hether there has been an abuse of discretion in denying a continuance must be decided on a case-by-case basis in light of the factual circumstances presented, particularly the reasons for the continuance that were presented to the trial court at the time the request was denied.” We further provided in Syllabus Point 2 of Nutter v. Maynard, 183 W.Va. 247, 395 S.E.2d 491 (1990):
‘It is well settled as a generаl rule that the question of continuance is in the sound discretion of the trial court, which will not be reviewed by the appellate court, except in case it clearly appears that such discretion has been abused.’ Syl. pt. 1, Levy v. Scottish Union & National Ins. Co., 58 W.Va. 546, 52 S.E. 449 (1905).
In Ms. Tennant‘s case, her motion for a continuance was filed on November 13, 2002, not October 29, 2002, and did not state that she wished to have an attorney. Moreover, her entire discussion of the health problems listed in that motion was limited to her husband and consisted entirely of the following: “Defendant[‘s] husband is having health problems at this time and will be going through testing and treatment shortly.” Ms. Tennant did not explain the testing of which she referred or even what treatment her husband needed. Significantly, she did not include dates, times, or any other pertinent information. This clearly was not sufficient to justify a motion for continuance and it was well within the sound discretion of the circuit court to deny such a motion.
Ms. Tennant next argues that the circuit court erred in denying her motion to dismiss because of improper venue. We find no merit in this argument. On November 13, 2002, Ms. Tennant filed a motion to dismiss pursuant to
Ms. Tennant also declares that the circuit court erred by not allowing her husband, Moses Tennant, to intervene as a party in the case. She believes that Mr. Tennant has a right to intervene because “when money is being taken out of household it would affect my husband‘s interest.” In State ex rel. Leung v. Sanders, 213 W.Va. 569, 578, 584 S.E.2d 203, 212 (2003), we explained:
“Generally, standing is defined as ‘[a] party‘s right to make a legal claim or seek judicial enforcement of a duty or right.‘” Findley v. State Farm Mut. Auto. Ins. Co., 213 W.Va. 80, 94, 576 S.E.2d 807, 821 (2002) (quoting Black‘s Law Dictionary 1413 (7th ed. 1999)). “Our standing inquiry focuses on the appropriateness of a party bringing the questioned controversy to the court.” Id., 213 W.Va. at 95, 576 S.E.2d at 822 (quoting Louisiana Envtl. Action Network v. Browner, 87 F.3d 1379, 1382 (D.C.Cir.1996)). One specific aspect of standing is that one generally lacks standing to assert the rights of another.
Clearly, it was Ms. Tennant who signed the contract with the Credit Union to obtain the credit card and Mr. Tennant was not a party to that transaction. Additionally, on August 1, 2000, the Credit Union filed the civil action solely against Ms. Tennant for her default on her MasterCard account. As such, Mr. Tennant simply is not a party in this action and any appeal with regard to Mr. Tennant‘s standing to intervene in any case cannot be asserted by Ms. Tennant. The circuit court did not commit error.
Ms. Tennant also attests that the circuit court erred as it “would not allow [her] to present [her] case the way me and my husband had prepared it by reading it from paper. The Judge told me to do it in my own words.” Ms. Tennant further argues that the circuit court failed to allow her to adequately present her case because she believed that the circuit judge “was more concerned in getting the trial over with than justice.” Ms. Tennant does not provide to this Court any examples of how the circuit court acted in an erroneous manner or in a manner that was not consistent with the laws of West Virginia. Rather, Ms. Tennant‘s assertions lack specificity and particularity and are completely unsupported. In the absence of such supporting arguments or authority, we deem these assignments of error to have been waived. See State v. LaRock, 196 W.Va. 294, 302, 470 S.E.2d 613, 621 (1996) (“Although we liberally construe briefs in determining issues presented for review, issues which are ... mentioned only in passing but are not supported with pertinent authority [] are not considered on appeal.“).13 Accordingly, we find that the circuit court did not commit error.
IV.
CONCLUSION
Accordingly, for the reasons set forth above, the final order of the Circuit Court of
Affirmed.
Justice DAVIS concurs and files a concurring opinion.
Justice ALBRIGHT concurred in part, dissented in part, and filed opinion joined by Justice STARCHER.
DAVIS, J., concurring:
(Filed June 18, 2004)
In this proceeding Ms. Tennant argued that she was denied her right to a jury trial. The majority opinion concluded that Ms. Tennant waived her right to a jury trial. I agree with the majority‘s determination that a waiver occurred. I write separately because I believe a waiver occurred on different grounds from those relied upon by the majority opinion. Thus, for the reasons set forth below, I respectfully concur.
We Have No Rule Governing Jury Demand upon Removal of a Case to Circuit Court
The majority opinion found that Ms. Tennant waived hеr right to a jury trial by failing to request a jury trial under Rule 38 of the West Virginia Rules of Civil Procedure. I agree with the majority‘s conclusion that there was a waiver. I do not agree with its rationale. Once a party properly demands a jury trial in magistrate court, the party should not be required to comply with Rule 38 upon removal to the circuit court. At a minimum, the party should be required only to alert the trial court that a jury trial was demanded in the magistrate court. Several factors have guided me to this position.
First, the authority to remove a civil action from magistrate court to circuit court is governed by
The fact that new pleadings are not filed in an action removed to circuit court is аn important jurisdictional issue. In Syllabus point 5 of Cable v. Hatfield, 202 W.Va. 638, 505 S.E.2d 701 (1998), we held:
Rule 3[b] of the West Virginia Rules of Civil Procedure requires, in mandatory language, that a completed civil case information statement accompany a complaint submitted to the circuit clerk for filing. In the absence of a completed civil case information statement, the clerk is without authority to file the complaint.
Notwithstanding Cable‘s pronouncement, a civil case information statement is not filed in a removal action. The pleadings filed in the magistrate court are used, and, thus, deemed to satisfy all requirements for initiating an action in circuit court. Again, there is no actual rule governing this matter. Its resolution stems from common practice.
I believe the best resolution of the jury issue should have been guided by the way federal courts address the matter in actions removed from state court to federal courts. “[F]ederal appellate case law supports the view that a party need not file a new jury demand in federal court if one that would have satisfied the federal requirements was filed in state court.” Wyatt v. Hunt Plywood Co., Inc., 297 F.3d 405, 415 (5th Cir.2002). See
ALBRIGHT, Justice, concurring in part, dissenting in part:
(Filed June 30, 2004)
I concur in the judgment rendered in this case. The appellant complains that she did not receive a jury trial after she made a proper demand for a jury trial in magistrate court but failed to renew that request after, upon her motion, the case was removed from magistrate court to circuit court.
As the majority opinion also points out, appellant failed to object to the lack of a jury trial when the circuit court commenced a bench trial in her case on December 2, 2002. Accordingly, in my judgment, appellant clearly waived her right to a jury trial by not entering an objection at that point. I, therefore, concur in the result.
However, I dissent from the reasoning employed to reach the result. The majority opinion is grounded on the fact that appellant failed to make a demand for a jury trial under
Finally, I would note that the statute permitting removal to the circuit court,
The majority opinion plainly splits a hair that does not need to be and should not be split.
I am authorized to state that Justice STARCHER joins in this opinion.
Justice ALBRIGHT
Justice STARCHER
