Family Services, Dept. of

Child Support Program

Chapter 8: Consumer Credit Reports and Reporting

Effective Date: 07/03/2025 to Current

Rule Type: Current Rules & Regulations

Reference Number: 049.0009.8.07032025

CHAPTER 8

CONSUMER CREDIT REPORTS AND REPORTING

Section 1. Obtaining Consumer Reports. CSP may request a consumer report, in PA and Non-PA cases, from a consumer reporting agency pursuant to § 604 of the Fair Credit Reporting Act, 15 U.S.C. § 1681b, as amended. Requests for consumer reports shall be made in compliance with federal and state law.

Section 2. Reporting to Consumer Reporting Agencies.

(a) Information regarding an obligor who is delinquent in child support payments shall be provided monthly or upon request to consumer reporting agencies pursuant to federal and state law when the child support arrears exceed $1,000.00.

(b) Obligors shall be sent a notice of intent to report to consumer reporting agencies via first class mail at the obligor's last known address. Lack of actual notice shall not prevent reporting.

(c) Obligors may request an administrative records review within 20 calendar days of the date printed on the notice.

(d) The CSP shall notify obligors of the results of the administrative records review within 30 calendar days of receipt of the request.

(e) If the obligor disputes the findings of the administrative records review, the obligor may petition the district court for relief.