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7 Tex. Admin. Code, Chapter 153 – Home Equity Lending | Midpage
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Texas Administrative Code
Title 7
Part 8
Chapter 153
7 Tex. Admin. Code, Chapter 153
Home Equity Lending
Texas Secretary of State
153.1
Definitions
153.2
Voluntary Lien: Section 50(a)(6)(A)
153.3
Limitation on Equity Loan Amount: Section 50(a)(6)(B)
153.4
Nonrecourse: Section 50(a)(6)(C)
153.5
Two Percent Fee Limitation: Section 50(a)(6)(E)
153.7
Prohibition on Prepayment Penalties: Section 50(a)(6)(G)
153.8
Security of the Equity Loan: Section 50(a)(6)(H)
153.9
Acceleration: Section 50(a)(6)(J)
153.10
Number of Loans: Section 50(a)(6)(K)
153.11
Repayment Schedule: Section 50(a)(6)(L)(i)
153.12
Closing Date: Section 50(a)(6)(M)(i)
153.13
Preclosing Disclosures: Section 50(a)(6)(M)(ii)
153.14
One Year Prohibition: Section 50(a)(6)(M)(iii)
153.15
Location of Closing: Section 50(a)(6)(N)
153.16
Rate of Interest: Section 50(a)(6)(O)
153.17
Authorized Lenders: Section 50(a)(6)(P)
153.18
Limitation on Application of Proceeds: Section 50(a)(6)(Q)(i)
153.20
No Blanks in Any Instrument: Section 50(a)(6)(Q)(iii)
153.22
Copies of Documents: Section 50(a)(6)(Q)(v)
153.24
Release of Lien: Section 50(a)(6)(Q)(vii)
153.25
Right of Rescission: Section 50(a)(6)(Q)(viii)
153.26
Acknowledgment of Fair Market Value: Section 50(a)(6)(Q)(ix)
153.41
Refinance of a Debt Secured by a Homestead: Section 50(e)
153.45
Refinance of an Equity Loan: Section 50(f)
153.51
Consumer Disclosure: Section 50(g)
153.82
Owner Requests for HELOC Advance: Section 50(t)(1)
153.84
Restrictions on Devices and Methods to Obtain a HELOC Advance: Section 50(t)(3)
153.85
Time the Extension of Credit is Established: Section 50(t)(4)
153.86
Maximum Principal Amount Extended under a HELOC: Section 50(t)(5)
153.88
Repayment Terms of a HELOC: Section 50(t)(8)
153.91
Adequate Notice of Failure to Comply
153.92
Counting the 60-Day Cure Period
153.93
Methods of Notification
153.94
Methods of Curing a Violation Under Section 50(a)(6)(Q)(x)(a) - (e)
153.95
Cure a Violation Under Section 50(a)(6)(Q)(x)
153.96
Correcting Failures Under Section 50(a)(6)(Q)(x)(f)