S.C. Code Ann. § 37-3-601
The parties to a loan other than a consumer loan may agree in a writing signed by the parties that the loan is subject to the provisions of this title applying to consumer loans. If the parties so agree, the loan is a consumer loan for the purposes of this title.
HISTORY: 1976 Act No. 686 SECTION 2; 1980 Act No. 433, SECTION 6; 1982 Act No. 385, SECTION 40.