S.C. Code Ann. tit. 37, ch. 3 – Loans | Midpage

Collections
South Carolina Code of Laws

Chapter 3

S.C. Code Ann. tit. 37, ch. 3

Loans

37-3-101Short title 37-3-102Scope 37-3-103Index of definitions 37-3-104"Consumer loan" defined 37-3-105First mortgage real estate loans 37-3-106"Loan" defined 37-3-107"Lender"; "precomputed"; "principal" defined 37-3-108"Revolving loan account" defined 37-3-109"Loan finance charge" defined 37-3-200Restricted loans and restricted lenders 37-3-201Loan finance charge for consumer loans 37-3-202Additional charges 37-3-203Delinquency charges 37-3-204Deferral charges 37-3-205Loan finance charge on refinancing 37-3-206Loan finance charge on consolidation 37-3-207Conversion to revolving loan account 37-3-208Advance to perform covenants of debtor 37-3-209Right to prepay 37-3-210Rebate upon prepayment 37-3-301Application of and compliance with Federal Truth in Lending Act 37-3-302Receipts; statements of account; evidence of payment 37-3-303Notice to cosigners and similar parties 37-3-304Advertising 37-3-305Filing and posting maximum rate schedule 37-3-306Notice of assumption rights 37-3-308Manufactured home loan disclosure; material terms 37-3-401Scope 37-3-402Balloon payments 37-3-403No assignment of earnings 37-3-404Attorney's fees 37-3-405Charges as a result of default prohibited except as authorized by title 37-3-406Notice of assignment 37-3-407Authorization to confess judgment prohibited 37-3-408Change in terms of revolving loan accounts 37-3-409Use of multiple agreements 37-3-410Lender subject to claims and defenses arising from sale and leases 37-3-411Card issuer subject to claims and defenses 37-3-412Variable interest rate real estate mortgage loans 37-3-413Short-term vehicle secured loans; notice to borrower 37-3-500Scope 37-3-501Definitions: "supervised loan"; "supervised lender"; "restricted loan"; "restricted lender"37-3-502Authority to make supervised loans 37-3-503License to make supervised loans 37-3-504Revocation or suspension of license 37-3-505Records; annual reports 37-3-506Examinations and investigations 37-3-507Application of Part on Administrative Procedure and Judicial Review 37-3-509Use of multiple agreements 37-3-510Restrictions on interest in land as security 37-3-511Regular schedule of payments; maximum loan term 37-3-512Conduct of business other than making loans 37-3-513Application of other provisions 37-3-514Limitation on attorney's fees 37-3-515Loan renewal limitations 37-3-601Loans subject to this Title by agreement of parties 37-3-605Loan finance charge for other loans