Collections
South Carolina Code of Laws
Title 37
Chapter 3
S.C. Code Ann. tit. 37, ch. 3
Loans
Learn More
Log In
Sign Up
37-3-101
Short title
37-3-102
Scope
37-3-103
Index of definitions
37-3-104
"Consumer loan" defined
37-3-105
First mortgage real estate loans
37-3-106
"Loan" defined
37-3-107
"Lender"; "precomputed"; "principal" defined
37-3-108
"Revolving loan account" defined
37-3-109
"Loan finance charge" defined
37-3-200
Restricted loans and restricted lenders
37-3-201
Loan finance charge for consumer loans
37-3-202
Additional charges
37-3-203
Delinquency charges
37-3-204
Deferral charges
37-3-205
Loan finance charge on refinancing
37-3-206
Loan finance charge on consolidation
37-3-207
Conversion to revolving loan account
37-3-208
Advance to perform covenants of debtor
37-3-209
Right to prepay
37-3-210
Rebate upon prepayment
37-3-301
Application of and compliance with Federal Truth in Lending Act
37-3-302
Receipts; statements of account; evidence of payment
37-3-303
Notice to cosigners and similar parties
37-3-304
Advertising
37-3-305
Filing and posting maximum rate schedule
37-3-306
Notice of assumption rights
37-3-308
Manufactured home loan disclosure; material terms
37-3-401
Scope
37-3-402
Balloon payments
37-3-403
No assignment of earnings
37-3-404
Attorney's fees
37-3-405
Charges as a result of default prohibited except as authorized by title
37-3-406
Notice of assignment
37-3-407
Authorization to confess judgment prohibited
37-3-408
Change in terms of revolving loan accounts
37-3-409
Use of multiple agreements
37-3-410
Lender subject to claims and defenses arising from sale and leases
37-3-411
Card issuer subject to claims and defenses
37-3-412
Variable interest rate real estate mortgage loans
37-3-413
Short-term vehicle secured loans; notice to borrower
37-3-500
Scope
37-3-501
Definitions: "supervised loan"; "supervised lender"; "restricted loan"; "restricted lender"
37-3-502
Authority to make supervised loans
37-3-503
License to make supervised loans
37-3-504
Revocation or suspension of license
37-3-505
Records; annual reports
37-3-506
Examinations and investigations
37-3-507
Application of Part on Administrative Procedure and Judicial Review
37-3-509
Use of multiple agreements
37-3-510
Restrictions on interest in land as security
37-3-511
Regular schedule of payments; maximum loan term
37-3-512
Conduct of business other than making loans
37-3-513
Application of other provisions
37-3-514
Limitation on attorney's fees
37-3-515
Loan renewal limitations
37-3-601
Loans subject to this Title by agreement of parties
37-3-605
Loan finance charge for other loans