(a) Which a lessor regularly engaged in the business of leasing makes to a person, other than an organization, who takes under a lease primarily for a personal, family or household purpose.
(b) In which the amount payable under the lease does not exceed twenty-five thousand dollars, and
(c) Which is for a term exceeding four months.
(2) "Consumer lease" does not include a lease made pursuant to a lender credit card or similar arrangement.