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South Carolina Code of Laws

Chapter 2

S.C. Code Ann. tit. 37, ch. 2

Credit Sales

37-2-101Short title 37-2-102Scope 37-2-103Index of definitions in chapter 37-2-104"Consumer credit sale" defined 37-2-105"Goods"; "merchandise certificate"; "services"; "sale of goods"; "sale of services"; "sale of an interest in land"; "precomputed" defined 37-2-106"Consumer lease" defined 37-2-107"Seller" defined 37-2-108"Revolving charge account" defined 37-2-109"Credit service charge" defined 37-2-110"Cash price" defined 37-2-111"Amount financed" defined 37-2-201Credit service charge for consumer credit sales 37-2-202Additional charges 37-2-203Delinquency charges 37-2-204Deferral charges 37-2-205Credit service charge on refinancing 37-2-206Credit service charge on consolidation 37-2-207Credit service charge for revolving charge accounts 37-2-208Advances to perform covenants of buyer 37-2-209Right to prepay 37-2-210Rebate upon prepayment 37-2-301Compliance with Federal Truth in Lending Act 37-2-302Receipts; statement of account; evidence of payment 37-2-303Notice to cosigner and similar parties 37-2-304Advertising 37-2-305Filing and posting maximum rate schedule 37-2-306Notice of assumption of rights 37-2-307Motor vehicle sales contracts closing fees 37-2-308Disclosures for motor vehicle sales or leases; credit and lease advertising; penalties and hearing rights 37-2-309Manufactured home credit disclosure; material terms 37-2-401Scope 37-2-402Use of multiple agreements 37-2-403Certain negotiable instruments prohibited 37-2-404Assignee subject to claims and defenses 37-2-405Balloon payments 37-2-406Restriction on liability in consumer lease 37-2-407Security in sales and leases 37-2-408Cross-collateral 37-2-409Debt secured by cross-collateral 37-2-410No assignment of earnings 37-2-411Referral sales and leases 37-2-412Notice of assignment 37-2-413Attorney's fees 37-2-414Limitation on default charges 37-2-415Authorization to confess judgment prohibited 37-2-416Change in terms of revolving charge accounts 37-2-501Definition: "home solicitation sale"37-2-502Buyer's right to cancel 37-2-503Form of agreement or offer; statement of buyer's rights 37-2-504Restoration of down payment 37-2-505Duty of buyer; no compensation for services before cancellation 37-2-506Compliance with Federal Trade Commission Trade Regulation Rule 37-2-601Sales subject to title by agreement of parties 37-2-605Credit service charge for other sales 37-2-701Definitions 37-2-702Required disclosures; manner of disclosure; when disclosures required 37-2-703Renegotiation; extension of agreement 37-2-704Advertisements; statement of terms 37-2-705Delinquency charges 37-2-706Deposits; delivery charges; pick up charges 37-2-707Charge for default of lessee 37-2-708Use of note as evidence of consumer's obligation 37-2-709Assignment; claims or defenses 37-2-710Assignment of earnings 37-2-711Lessee's rights and obligations upon assignment 37-2-712Confession of judgment 37-2-713Lessee's right to return property, continue rental, or purchase property before end of rental-purchase agreement 37-2-714Lessee's right to reinstatement of rental-purchase agreement