R.I. Gen. Laws tit. 19, ch. 9 – Community Obligations and Banking Offenses | Midpage

Collections
Rhode Island General Laws

Chapter 19-9

R.I. Gen. Laws tit. 19, ch. 9

Community Obligations and Banking Offenses

19-9-1Definitions 19-9-2Escrow accounts — Interest 19-9-2.1Mortgage billing — Payment allocation 19-9-3Mortgages — Appraisal fees 19-9-3.1Mortgage loan appraisers — Relationship with lending institution 19-9-4Credit needs of local communities 19-9-5Mortgagor to be offered title insurance 19-9-6Lending institutions — Title attorney 19-9-7Attorney’s opinions 19-9-8Lending institutions — Negative amortization loans 19-9-9Mortgages issued — Payoffs 19-9-10Disbursement requirements — Purchase money loans — Dwellings 19-9-11Control of deposits by minors 19-9-12Trust deposits — Death of trustee 19-9-13Checks of trustees 19-9-14Deposits payable to survivor 19-9-14.1Uniform multiple-person accounts 19-9-15Pledge of passbook accounts 19-9-16Replacement of lost or destroyed passbook 19-9-17Charge-free savings accounts for minors 19-9-18Depositor identification 19-9-19Checks on consumer deposit accounts to show date account was opened 19-9-20Withdrawal from time deposit accounts 19-9-21Passbook savings accounts — Service charge prohibited 19-9-21.1Fee disclosure by banks, credit unions and other financial institutions 19-9-22Violations by officers and employees 19-9-23Theft, embezzlement or misapplication by regulated institution, lending, credit and insurance officer or employee 19-9-24Fraudulent checks — Small amounts 19-9-25Fraudulent checks — Large amounts 19-9-26Prima facie evidence of intent to defraud — Prosecutions 19-9-27Check kiting 19-9-28False statement to obtain loan 19-9-29Bank fraud 19-9-30Injunctions against fraud 19-9-31False rumors as to condition of regulated institution 19-9-32Disclosure of arson conviction 19-9-33Severability 19-9-34Property insurance 19-9-35Consumer privacy in mortgage applications