Servicing Mortgage Loans: Business Conduct Rules | Midpage

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New York Codes, Rules and Regulations

Subchapter B. Non-Banking Organizations

Part 419

Servicing Mortgage Loans: Business Conduct Rules

Banking

419.1Definitions.419.2Escrow accounts.419.3Crediting of payments.419.4Statement of account.419.5Fees.419.6Borrower complaints and inquiries.419.7Residential mortgage loan delinquencies and loss mitigation efforts.419.8Volume of servicing report.419.9Books and records and annual reports.419.10Servicing prohibitions and the duty of fair dealing.419.11Oversight of third-party providers.419.12Mortgage servicing transfers.419.13Affiliated relationships.419.14Transition period.