* § 2327. Verification of driving history. No insurer who utilizes an applicant's driving history as a rating or underwriting factor for private passenger motor vehicle insurance in this state shall bind a policy of insurance, or accept a percentage of the annual premium due for a policy, without first making a good faith effort to verify said applicant's driving history, as well as the driving history of all named drivers that are used to rate the policy and are listed by the applicant on the private passenger motor vehicle insurance application, through the use of a third-party database. An insurer also shall verify, through a third-party database, the driving history of a named driver used to rate the policy when added during the policy period and shall verify the driving history of all drivers used to rate the policy at policy renewal, unless the driving history is unavailable at the time of the initial inquiry due to a temporary website outage, service interruption or other circumstances beyond the control of the insurer, producer or third-party representative. * NB Effective June 19, 2024