Collections
New York Consolidated Laws

23

Property/casualty Insurance Rates

2301Purpose 2302Applicability 2303Standards for rates 2304Rate making and supporting information 2305Rates or rating plans; no prior approval; prior approval 2306Delegation of rate filing obligation 2307Rating classifications or territories; policy forms 2308Imposition of prior approval 2309Excess rate 2310Informational filings 2311Suspension of filing requirement 2312Immigration bond premium 2313Rate service organization; defined 2314Charging of rates 2315Recording and reporting of experience; statistical plans 2316Prohibition of anti-competitive behavior 2317Joint underwriting or joint reinsurance 2318Risk sharing plans 2319Information to be furnished insureds; aggrieved person 2320Enforcement and penalties; where prior approval is not required 2321Enforcement and penalties; where prior approval is required 2322Final determination; procedure on orders without hearing 2323Profitability and rates of return; where prior approval is not required 2324Rebating and discrimination 2325Accounts and statistics 2326Evaluation of competitive rating provisions 2327Verification of driving history 2328For hire motor vehicle insurance rates; flexible rating; prior approval 2329Motor vehicle insurance rates; excess profits 2330No fault motor vehicle insurance rates; reflection of reduced exposure to loss 2331Motor vehicle comprehensive insurance rates; age, sex or marital status 2332Non-commercial private passenger automobile insurance rates; experienced and inexperienced principal operators 2333Non-commercial private passenger automobile insurance rates; apportionment of expenses 2334Non-commercial private passenger automobile insurance rates; merit rating plans 2335Motor vehicle liability insurance rates; prohibition of surcharges for certain accidents and traffic infractions 2335-AProhibition of rate increases for persons involved in emergency use of vehicles 2336Motor vehicle liability, comprehensive and collision insurance rates; premium reductions in certain cases 2336-ASnowmobile liability insurance rates; premium reductions in certain cases 2336-BBoat liability insurance rates; premium reductions in certain cases 2337Private passenger automobile physical damage insurance; statistics on use of anti-theft devices and the maximum discount for all anti-the...2338Appeal from rate service organization action 2339Charging or receiving of rates; deviations 2340Credit property insurance 2341Prohibition against the use of employment, education, homeownership, and zip code for private passenger motor vehicle insurance rates 2342Expiration of certain provisions 2343Medical malpractice insurance rates; special additional provisions regarding such rates 2344Flexible rate limitations in problem markets 2345Disclosure of premium reductions and surcharges 2346Reduction in rates of fire insurance, homeowners insurance or property/casualty premiums for residential property 2346-AReduction in rates of certain commercial risk insurance premiums for real property 2347Workers' compensation rate changes 2348Anti-theft and fraud savings 2349Multi-tier program 2350Flexible rating for nonbusiness automobile insurance policies 2351Homeowners' insurance policies 2352Multiple rating programs 2353For-hire motor vehicle safety program; reduction in rates of certain commercial risk insurance premiums for motor vehicles 2356Premium change explanations