Nev. Rev. Stat. ch. 485 – Motor Vehicles: Insurance and Financial Responsibility | Midpage

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Nevada Revised Statutes

Chapter 485

Nev. Rev. Stat. ch. 485

Motor Vehicles: Insurance and Financial Responsibility

485.010Short title 485.020Definitions 485.028“Certificate of financial responsibility” defined 485.0335“Dormant vehicle” defined 485.034“Evidence of insurance” defined 485.035“Judgment” defined 485.037“Insurance” defined 485.040“License” defined 485.050“Motor vehicle” defined 485.055“Motor vehicle liability policy” defined 485.060“Nonresident” defined 485.070“Nonresident’s operating privilege” defined 485.080“Operator” defined 485.090“Owner” defined 485.105“Proof of financial responsibility” defined 485.108“Registered owner” defined 485.110“Registration” defined 485.120“State” defined 485.130General duties of Department 485.135Department to furnish operating record 485.137Department to publish and disseminate informational leaflet 485.140Judicial review 485.185Insurance for payment of tort liabilities arising from maintenance or use of motor vehicle: Coverage to be obtained from insurance company duly licensed and approved; minimum thresholds of coverage 485.186Operator’s policy of liability insurance: Use in lieu of owner’s policy of liability insurance; requirements for issuance; required statements; operation of motor vehicle by person other than insured; required and excluded coverages; applicability 485.187Unlawful acts; fines and penalties; exceptions 485.190Department to determine amount of security required; hearing; suspension of license and registration; procedure regarding erroneous information 485.191Right to hearing; notice; request for hearing; waiver 485.193Scope of hearing 485.195Powers of officer conducting hearing 485.197Enforcement of subpoenas issued by Director 485.200Exceptions to requirements as to security and suspension of license and registration 485.210Requirements as to policy or bond 485.220Form and amount of security 485.230Duration of suspension; requirements for reinstatement 485.240Application to nonresidents, unlicensed drivers, unregistered motor vehicles and crashes in other states 485.250Authority of Department to reduce amount of security 485.260Custody of security 485.270Disposition of security 485.280Return of deposit 485.290Transfers of deposits to State Highway Fund; procedure for payment of claimants after transfer 485.300Matters not to be evidence in civil suits 485.301Judgment creditor authorized to report nonpayment of judgment entered as result of motor vehicle crash; Department to transmit copy of judgment to nonresident’s state 485.302Suspension for nonpayment of judgment; exceptions 485.303Suspension to continue until judgments paid and proof given 485.304Payments sufficient to satisfy requirements 485.305Payment of judgment in installments; default 485.307Alternate methods of giving proof; proof required before registration is restored 485.3075Proof required before reinstatement of license or registrations suspended for failure to maintain proof; duration; penalty 485.308Certificate of insurance as proof; filing of certificate by electronic or other means; insurance carrier to notify Department before cancelling or terminating policy 485.309Certificate furnished by nonresident as proof 485.3091Motor vehicle liability policy: Requirements 485.3092Cancellation or termination of policy: Notice required; suspension required if effective date within 3 years after reinstatement 485.3093Chapter not to affect other policies 485.3098Other proof may be required 485.3099Department, under certain circumstances, to consent to cancellation of certificate or waive requirement of proof; re-establishment of proof 485.313Department to create system for verifying that owners of motor vehicles maintain insurance; regulations 485.314Insurer to maintain record of each contract of insurance and provide Department access to any such record; Department to notify Commissioner of Insurance of noncompliance or receipt of false, incomplete or misleading information 485.316Confidentiality of information in system; exceptions; penalty 485.317Department to verify insurance for each motor vehicle registered in this State; owner to respond to inquiry when Department unable to verify insurance; suspension of registration when insurance cannot be verified; reinstatement of registration 485.318Immunity from liability for actions in good faith and without gross negligence 485.320Surrender of license, registration and license plates; owner of dormant vehicle required to cancel registration if policy covering vehicle is cancelled or expires; regulations 485.326Suspension of license for failure to maintain insurance 485.330Operating motor vehicle when license or registration suspended 485.340Failure to return license, registration or license plate 485.350False or forged policy of insurance, certificate of self-insurance, proof of financial responsibility, evidence of insurance or other document; misrepresentation of documents 485.360Penalty for other violations 485.370Applicability 485.380Self-insurers 485.385Department to take appropriate action after receipt of correct information 485.387Suspension of registration does not prevent owner from effecting bona fide sale; rights of vendor, mortgagee or lessor 485.390Chapter supplemental to laws regarding motor vehicles 485.400Chapter not retroactive 485.410Chapter not to prevent other process 485.420Uniformity of interpretation