N.D. Cent. Code ch. 13-11 – Debt-Settlement Providers | Midpage

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North Dakota Century Code

Chapter 13-11

N.D. Cent. Code ch. 13-11

Debt-Settlement Providers

13-11-01Definitions 13-11-02License required 13-11-03Application for license 13-11-04Fee and bond to accompany application for debt-settlement license 13-11-05Qualifications for license 13-11-06Expiration and renewal of license 13-11-07Applicant's obligation to update information 13-11-08Records - Annual reports 13-11-09Approval or denial of a license 13-11-10Revocation of license - Suspension of license - Surrender of license 13-11-11Suspension and removal of debt-settlement provider officers and employees 13-11-12Advertising and marketing practices 13-11-13Contracts, books, and records 13-11-14Trust funds - Requirements and restrictions 13-11-15Requirement of good faith 13-11-16Customer service 13-11-17Required presale consumer disclosures and warnings 13-11-18Individualized financial analysis 13-11-19Debt-settlement contract 13-11-20Cancellation of contract and right to fee and settlement fund refunds 13-11-21Fees 13-11-22Voluntary contributions 13-11-23Prohibited acts and practices 13-11-24Notice of litigation 13-11-25Liability for the conduct of other persons 13-11-26Powers of the commissioner 13-11-27Enforcement authorities, violations, and penalties 13-11-28Void contracts 13-11-29Private enforcement 13-11-30Confidentiality 13-11-31Disclosure of customer information