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North Dakota Century Code

Chapter 13-12

N.D. Cent. Code ch. 13-12

Residential Mortgage Lenders

13-12-01Definitions 13-12-02Administration 13-12-03Residential mortgage lender license required 13-12-04Entities exempted from licensing requirements 13-12-05Application for residential mortgage lender license 13-12-06Fee to accompany application for residential mortgage lender license 13-12-07Surety bond required 13-12-08Minimum net worth required 13-12-09Expiration and renewal of license 13-12-10Powers of the department of financial institutions 13-12-11Manner in which records to be kept 13-12-12Revocation of license - Suspension of license - Surrender of license 13-12-13Suspension and removal of residential mortgage lender officers and employees 13-12-14Prohibited acts and practices 13-12-15Advance fees prohibited - Exception 13-12-16Maximum charges permitted for loans - Installment payments - Permitted charges 13-12-17Orders and injunctions 13-12-18Investigations, subpoenas, and examination authority 13-12-19Response to department requests 13-12-20Remedies not exclusive 13-12-21Penalty 13-12-22Confidentiality 13-12-23Change of name or address 13-12-24Call reports 13-12-25Report to nationwide multistate licensing system and registry 13-12-26Disclosure of customer information 13-12-27Notice to borrower regarding regulation by the department of financial institutions