Me. Rev. Stat. tit. 24-A, ch. 23 – Trade Practices and Frauds | Midpage

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Maine Revised Statutes

Chapter 23

Me. Rev. Stat. tit. 24-A, ch. 23

Trade Practices and Frauds

2151Purpose 2151-AHearings 2151-BRules 2152Unfair methods; deceptive acts prohibited 2152-ALife insurance solicitation 2152-BUnfair solicitation methods 2152-CDisclosures in printed marketing materials of Medicare products 2153Misrepresentation; false advertising of policies 2154False information; advertising 2155"Twisting" prohibited 2155-ADumping prohibited 2156False or misleading financial statements 2157Defamation 2158Boycott, coercion and intimidation 2159Unfair discrimination -- life insurance, annuities and health insurance 2159-AInsurance discrimination solely on account of physical or mental disability prohibited 2159-BDiscrimination against victims of domestic abuse prohibited 2159-CDiscrimination on the basis of genetic information or testing 2159-DDiscrimination against live organ donation prohibited in life insurance, disability insurance and long-term care insurance 2159-EDiscrimination against naloxone hydrochloride or another opioid overdose-reversing medication purchases prohibited in life insurance 2159-FDiscrimination in medical malpractice insurance based solely on legally protected health care activity 2160Rebates -- life, health and annuity contracts 2161Exceptions to discrimination, rebates, stock inducements provision -- life, health and annuity contracts 2162Unfair discrimination, rebates prohibited -- property, casualty, surety insurance 2162-APayment of dividend conditioned upon renewal; unfair trade practice 2163Receipt of rebate, illegal inducement prohibited 2163-APermitted activities 2164Stock operations and advisory board contracts 2164-ADirect billing, notice 2164-CFree competition 2164-DUnfair claims practices 2164-EDisclosure of coverage limits to claimant; penalty 2165-ACease and desist orders; actions against defined and undefined unfair and deceptive practices 2167Service upon unauthorized insurers 2167-ANotice to domiciliary supervisory official 2168Coercion in requiring insurance 2168-ATie-in sales of insurance 2168-BSolicitation or negotiation involving purchasers or borrowers 2169Notice of free choice of agent or insurer 2169-AConfidentiality of insurance information obtained by lenders 2169-BUse of consumer reports in insurance underwriting 2170Certain fees for handling insurance transactions in connection with loans prohibited 2171Using insurance information to detriment of another 2172Fictitious groups prohibited 2173Interlocking ownership; management 2174Illegal dealing in premiums; excess charges for insurance 2174-APublic works employees' insurance rates 2174-BLaw enforcement officers' and emergency responders' insurance rates 2175Insurer's ownership of funeral establishment or cemetery prohibited 2176Funeral and burial service contracts 2176-ADisclosures required for sale of pre-need insurance in connection with prearranged funerals 2177Insurer name -- deceptive use prohibited 2178False applications, claims, proofs of loss; penalty 2179Inquests into insurance frauds 2180Unfair and coercive insurance requirements 2181Exceptions 2182Application 2185Calculation of health benefits based on actual cost 2186Insurance fraud prevention 2187Insurance fraud reporting immunity 2188Permitted activities of insurance producers; navigators; requirements 2189Requirements related to enrollment in health plans