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Maine Revised Statutes

Chapter 27

Me. Rev. Stat. tit. 24-A, ch. 27

The Insurance Contract

2401Scope of chapter 2402"Policy" defined 2403"Premium" defined 2404Insurable interest -- personal insurance 2405Insurable interest -- exception when certain institutions designated beneficiary 2406Insurable interest, property 2407Power to contract -- purchase of insurance and annuities by minors 2408Consent of insured for health and life insurance 2409Alteration of application, life and health insurance 2410Application; statements; as evidence 2411Representations in applications 2411-APayment of fees for filings 2412Filing, approval of forms 2412-ALarge commercial contracts 2413Grounds for disapproval 2414Standard provisions, in general 2415Charter, bylaw provisions 2416Execution of policies 2417Underwriters' and combination policies 2418Validity and construction of noncomplying forms 2419Delivery of policy as to motor vehicle insurance 2420Assignability; rights of insurer, assignee 2421Renewal of policy 2422Notice to, knowledge of agent binding on insurer 2423Forms for proof of loss to be furnished 2424Claims administration not waiver 2425Payment discharges insurer 2426Advance payments 2427Minor may give acquittance (Repealed)Repealed 2428Exemption of proceeds -- life, endowment, annuity, accident contracts 2429Exemption of proceeds, health insurance 2430Exemption of proceeds, group insurance 2431Exemption of proceeds, individual annuity contracts; assignability of rights 2432Exemption of employee's interest; group annuities, pension trusts 2433Jurisdiction of courts, limitation of actions 2434Suits against foreign insurers 2436Interest on overdue payments 2436-AUnfair claims settlement practices 2436-BDeclaratory judgment actions involving insurance policies 2437Procedures covered by health insurance policies whether performed by physician or dentist 2438Short title 2439Definitions 2440Applicability 2441Minimum policy language simplification standards 2442Construction 2443Powers of the superintendent 2444Approval of forms 2445Effective dates 2450Eligibility for health insurance in certain cases 2451Minimum 3-month policy for motor vehicle liability insurance (Repealed)Repealed 2452Employee benefit excess insurance; nondiscrimination; prohibited clauses 2453Effective date of cancellation