It is an unfair practice for a dealer to require a purchaser of a motor vehicle as a condition of the sale and delivery of the motor vehicle to pay a document preparation fee, unless the fee:

1. (1) reflects expenses actually incurred for the preparation of documents;
2. (2) was affirmatively disclosed by the dealer;
3. (3) was negotiated by the dealer and the purchaser;
4. (4) is not for the preparation, handling, or service of documents that are incidental to the extension of credit; and
5. (5) is set forth on a buyer's order or similar agreement by a means other than preprinting.

As added by P.L.92-2013, SEC.78.