Collections
Florida Statutes

Chapter 674

Fla. Stat. ch. 674

Uniform Commercial Code: Bank Deposits and Collections

674.101Short title 674.102Applicability 674.103Variation by agreement; measure of damages; action constituting ordinary care 674.104Definitions and index of definitions 674.105"Bank"; "depositary bank"; "payor bank"; "intermediary bank"; "collecting bank"; "presenting bank"674.1061Payable through or payable at bank; collecting bank 674.1071Separate office of bank 674.1081Time of receipt of items 674.1091Delays 674.1101Electronic presentment 674.111Statute of limitations 674.201Status of collecting bank as agent and provisional status of credits; applicability of chapter; item indorsed "pay any bank."674.202Responsibility for collection or return; when action timely 674.203Effect of instructions 674.204Methods of sending and presenting; sending directly to payor bank 674.205Depositary bank holder of unindorsed item 674.206Transfer between banks 674.207Transfer warranties 674.2081Presentment warranties 674.2091Encoding and retention warranties 674.2101Security interest of collecting bank in items, accompanying documents, and proceeds 674.2111When bank gives value for purposes of holder in due course 674.2121Presentment by notice of item not payable by, through, or at a bank; liability of drawer or indorser 674.2131Medium and time of settlement by bank 674.2141Right of charge-back or refund; liability of collecting bank; return of item 674.215Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal 674.216Insolvency and preference 674.301Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payor bank 674.302Payor bank's responsibility for late return of item 674.303When items subject to notice, stop-payment order, legal process, or setoff; order in which items may be charged or certified 674.401When bank may charge customer's account 674.402Bank's liability to customer for wrongful dishonor; time of determining insufficiency of account 674.403Customer's right to stop payment; burden of proof of loss 674.404Bank not obliged to pay check more than 6 months old 674.405Death or incompetence of customer 674.406Customer's duty to discover and report unauthorized signature or alteration 674.407Payor bank's right to subrogation on improper payment 674.501Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor 674.502Presentment of "on arrival" drafts 674.503Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need 674.504Privilege of presenting bank to deal with goods; security interest for expenses