(a) A society may pay benefits, other than insurance benefits to its members from any special account or fund maintained for such purpose; provided that if such benefits are of such a nature that they could constitute benefits within the classes of insurance set forth in section seventeen of this article, a society making such payments may not:

1. (1) Make any separate charge therefor;
2. (2) Issue any certificate, policy or other document promising such payments;
3. (3) Provide in its Constitution, laws or any other document that such payments may be received by the member as a matter of right; or
4. (4) Advertise such payments as insurance or as payments to which the member has any right.