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Wisconsin Administrative Code

Dfi-wca 1

Wis. Admin. Code ch. DFI-WCA 1

Wisconsin Consumer Act

Department of Financial Institutions-Wisconsin Consumer Act

1.01Wisconsin consumer act rules; organization.1.05General definitions; consumer credit transactions.1.06General definitions; customer.1.07General definitions; finance charge.1.08General definitions; official fees.1.09General definitions; required deposit balance.1.201Finance charge for consumer credit transactions; per diem charge.1.22Finance charge for consumer credit transactions; credit cards and coupon books.1.221Finance charge for consumer credit transactions; actuarial method-compounding.1.23Maximum charges; precision and rounding.1.26Additional charges; cost of insurance.1.261Additional charges; equivalent security interest.1.262Additional charges; title examinations.1.263Additional charges, appraisals, copies.1.264Credit insurance; signature placement.1.271Delinquency charges; deferred installment.1.28Deferral charges; unilateral deferral at no cost.1.281Deferral charges; alternative computation.1.29Deferral charges; “rule of 78”.1.30Notice of non-performance.1.301Rebate on prepayment; irregular installment amounts or due dates.1.311General requirements and provisions; consummation.1.32Disclosure customer copies.1.321Form requirements other than open-end—set off.1.331Form requirements other than open-end—microfilm copies.1.34Prohibition of blank writings.1.341Notice to obligors.1.35Notice to obligors; open-end accounts.1.351Customer liability; open-end credit.1.352Receipts; accounting; evidence of payment; release of any security interest.1.353Refund anticipation loan; before the customer enters into a refund anticipation loan.1.354Refund anticipation loan; reasonable length of time to expect refund.1.355Refund anticipation loan; estimated annual percentage rate.1.356Refund anticipation loan; charges or fees for electronically filing an income tax return.1.36Receipts; accounting; evidence of payment; customer inquiries.1.361Assignment of earnings prohibited; revocation.1.37Notice of assignment; joint obligor customers.1.371Notice of assignment; address of customer.1.38Restriction on liability in consumer lease.1.391Restrictions on security interest; proceeds.1.392Waivers prohibited; dwelling.1.44Consumer approval transaction; duty of customer.1.61Cure of default; commencing legal action.1.62Cure of default; date of notice and tender.1.63Exempt property; garnishee summons.1.64Exempt property; medical services.1.66Body attachments.1.67Voluntary surrender of collateral.1.68Nonjudicial enforcement limited; surrender of collateral.1.69Restrictions on deficiency judgments; amount owing.1.70Restrictions on deficiency judgments; repossession.1.71Restrictions on deficiency judgments; renouncing rights in collateral.1.80Investigatory powers; merchant’s records.1.81Powers of administrator; penalty.1.82Powers of administrator; submission for approval.1.85Discrimination; unconscionable conduct.1.86Unsolicited credit cards; unconscionable conduct.1.87Sale of credit card numbers; unconscionable conduct.1.88Auto brokering.1.90Registration fees.