8 V.S.A. ch. 154 – Long-Term Care Insurance | Midpage

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Vermont Statutes Annotated

Chapter 154

8 V.S.A. ch. 154

Long-Term Care Insurance

8081Purpose 8082Definitions 8083Extraterritorial jurisdiction 8084Disclosure standards 8084aRequired disclosure of rating practices to consumers 8084bSuitability 8085Minimum benefits and coverage; general 8086Preexisting conditions 8087Prior institutionalization 8088Loss ratio standards 8089Right to return; free look 8090Outline of coverage for applicant; certificate 8091Policy summary for life insurance policy providing long-term care benefits 8092Acceleration of life insurance death benefit; monthly report 8093Denial of claims; written explanation 8094Incontestability period 8095Nonforfeiture benefits 8096Secondary notice of cancellation 8097Authority to adopt rules 8098Buyer’s guide 8099Enforcement