8 V.S.A. – Banking and Insurance | Midpage1Policy and Administration3The Commissioner51Supervision and Regulation52Holidays and Closings53Organization55Management and Operation56Interstate Banking57Investments and Loans59Trust Business60Reorganization of Mutual Savings Banks into Mutual Holding Companies61Safe Deposit Boxes62Trust Subsidiaries63Protection of Assets and Rights of Creditors65Development Credit Corporations67Cooperative Savings and Loan Associations and Building and Loan Associations69Foreign Building and Loan Associations71Credit Unions [Repealed.]72General Provisions73Licensed Lenders, Mortgage Brokers, Mortgage Loan Originators, Sales Finance Companies, and Loan Solicitation Companies74Consumer Litigation Funding Companies75Basic Banking77Independent Trust Companies78Personal Information Protection Companies79Money Services81Gift Certificates83Debt Adjusters85Loan Servicers101Insurance Companies Generally103Life Insurance Policies and Annuity Contracts105Fire and Casualty Insurance107Health Insurance109Credit Life Insurance and Credit Accident and Health Insurance110Dental Insurance111Fidelity, Surety, and Annuity Companies112Life and Health Insurance Guaranty Association113Liability Insurance and Service Contract Companies114Portable Electronics Insurance115Livestock Insurance117Workers' Compensation Insurance119Fraternal Beneficiary Orders and Associations121Fraternal Benefit Societies123Nonprofit Hospital Service Corporations125Nonprofit Medical Service Corporations127Automobile Insurance Surcharges128Property and Casualty Insurance Rate Regulation129Insurance Trade Practices130Insurance Fraud131Licensing Requirements132Reciprocal Insurers135Insurance Policies137Vermont Joint Underwriting Associations138Non-Admitted Insurers and Surplus Lines Insurance138ASurplus Lines Insurance Multi-State Compliance Compact139Health Maintenance Organization141Captive Insurance Companies142Risk Retention Groups and Purchasing Groups142ARisk Retention Group Managing General Agents, Reinsurance Intermediaries, and Producer Controlled Insurers143Insurance Premium Finance Companies145Supervision, Rehabilitation, and Liquidation of Insurers147Legacy Insurance Transfers148Travel Insurance149Pet Insurance151Continuing Care Retirement Communities153Long-Term Care Insurance154Long-Term Care Insurance155Disclosure of Material Transactions157Transfer and Assumption of Insurance Contracts159Risk-Based Capital for Insurers165Interstate Insurance Product Regulation Compact200Consumer Protection201Supervision; Definitions202Organization and Management of Investor-Owned Financial Institutions203Organization and Management of Mutual and Cooperative Financial Institutions204Powers of Financial Institutions205Branches206Conversions207Merger, Share Exchange, Consolidations, and Acquisitions208Effect of Merger, Share Exchange, Consolidation, Conversion, or Acquisition; Nonconforming Activities209Conservation, Liquidation, and Insolvency210Mutual or Cooperative Holding Company220Supervision and Regulation221Organization and Management of Credit Union222Powers223Offices, Out-of-State Offices, and Offices of State Credit Unions224Merger and Acquisition225Conversions226Suspension, Liquidation, Insolvency, Conservation, Involuntary Merger, and Directors and Managing Officers of a Troubled Credit Union