Utah Code Ann. § 78A-2-216
(1) Any creditor who serves or causes to be served a writ of garnishment upon the garnishee shall pay to the garnishee:
(4) The following factors may be taken into consideration by the court in determining whether the plaintiff exercised reasonable diligence in determining whether the person garnished and the defendant were the same individual:
(a) similarities between the person and the actual judgment debtor, including: