A secured party does not owe a duty based on its status as secured party:

1. (1) to a person that is a debtor or obligor, unless the secured party knows:

   1. (a) that the person is a debtor or obligor;
   2. (b) the identity of the person; and
   3. (c) how to communicate with the person; or

2. (2) to a secured party or lienholder that has filed a financing statement against a person, unless the secured party knows:

   1. (a) that the person is a debtor; and
   2. (b) the identity of the person.