Utah Code Ann. § 31A-6a-103 – Requirements for doing business.

(1) A service contract may not be issued, sold, or offered for sale in this state unless the service contract is insured under a service contract reimbursement insurance policy issued by:
1. (a) an insurer authorized to do business in this state; or
2. (b) a recognized surplus lines carrier.
(2)
1. (a) A service contract may not be issued, sold, or offered for sale unless the service contract provider completes the registration process described in this Subsection (2).
2. (b) To register, a service contract provider shall submit to the department the following:
  1. (i) an application for registration;
  2. (ii) a fee established in accordance with Section 31A-3-103;
  3. (iii) a copy of any service contract that the service contract provider offers in this state; and
  4. (iv) a copy of the service contract provider's reimbursement insurance policy.
3. (c) A service provider shall submit the information described in Subsection (2)(b) no less than 30 days before the day on which the service provider issues, sells, offers for sale, or uses a service contract or reimbursement insurance policy in this state.
4. (d) A service provider shall file any modification of the terms of a service contract or reimbursement insurance policy 30 days before the day on which it is used in this state.
5. (e) A person complying with this chapter is not required to comply with:
  1. (i) Subsections 31A-21-201(1) and 31A-23a-402(3); or
  2. (ii) Chapter 19a, Utah Rate Regulation Act.
(3)
1. (a) Premiums collected on a service contract are not subject to premium taxes.
2. (b) Premiums collected by an issuer of a reimbursement insurance policy are subject to premium taxes.
(4) A person marketing, selling, or offering to sell a service contract for a service contract provider that complies with this chapter is exempt from the licensing requirements of this title.
(5) A service contract provider complying with this chapter is not required to comply with: