Utah Code Ann. § 31A-27a-104
(1) This chapter applies to:
(a) an insurer who:
(e) in addition to Subsections (1)(a) through (d), a person doing business as follows:
(2) Notwithstanding Sections 31A-1-301 and 31A-27a-102, this chapter does not apply to a person licensed by the insurance commissioner as one or more of the following in this state unless the person engages in the business of insurance as an insurer: