1. (1) A producer is eligible to become a surplus lines producer only if the producer:

   1. (a) has passed the applicable surplus lines producer examination;
   2. (b) has been a producer with property or casualty or both lines of authority for at least three years during the four years immediately preceding the date of application; and
   3. (c) has paid the applicable fee under Section 31A-3-103.
2. (2) A person is eligible to become a consultant only if the person has acted in a capacity that would provide the person with preparation to act as an insurance consultant for a period aggregating not less than three years during the four years immediately preceding the date of application.

3. (3)

   1. (a) A resident producer with a property line of authority may only sell flood insurance coverage under the National Flood Insurance Program if the producer completes a minimum of three hours of flood insurance training related to the National Flood Insurance Program before selling flood insurance coverage.
   2. (b) A course taken to satisfy a flood insurance training requirement may be used toward satisfying a producer continuing education requirement.
   3. (c) Flood insurance training is not a continuing education requirement to renew a producer license.
   4. (d) An insurer that issues flood insurance shall demonstrate to the commissioner, upon request, that a producer who is appointed by the insurer and who sells flood insurance coverage is in compliance with this Subsection (3).
4. (4) The training periods required under this section apply only to an individual applying for a license under this chapter.

Amended by Chapter 45, 2026 General Session