The commissioner may adopt rules that may permit or include:

1. (1) the increase of benefits over time;
2. (2) standards for full and fair disclosure of the manner, content, and required disclosures for the sale of long-term care insurance policies;
3. (3) terms of renewability;
4. (4) initial and subsequent conditions of eligibility;
5. (5) nonduplication of coverage provisions;
6. (6) coverage of dependents;
7. (7) termination of coverage;
8. (8) continuation or conversion;
9. (9) probationary periods;
10. (10) limitations, exceptions, and reductions of coverage;
11. (11) preexisting conditions;
12. (12) elimination and waiting periods;
13. (13) requirements for replacement;
14. (14) recurrent conditions;
15. (15) definition of terms;
16. (16) loss ratio requirements;
17. (17) post claim underwriting;
18. (18) waiver of premium;
19. (19) independent review of benefit determinations;
20. (20) inflation protection benefits; and
21. (21) premium rate filing and review.

Amended by Chapter 252, 2021 General Session