Utah Admin. Code R590-148 – Long-Term Care Insurance Rule | Midpage

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Utah Administrative Code

Rule 148

Utah Admin. Code R590-148

Long-Term Care Insurance Rule

Effective Oct 22, 2024Insurance

1Authority 2Purpose and Scope 3Definitions 4Policy Definitions 5Required Forms, Reports, and Disclosures 6Required Provisions and Practices 7Minimum Standards for Home Health and Community Care Benefits in a Long-Term Care Insurance Policy 8Benefit Trigger Standards 9Benefit Trigger Standards for Qualified Long-Term Care Insurance Contracts 10Continuation and Conversion 11Unintentional Lapse and Reinstatement 12Requirements for Application Forms and Replacement Coverage 13Requirement to Offer Inflation Protection 14Nonforfeiture and Contingent Benefit Requirements 15Standard Format Outline of Coverage 16Requirement to Deliver Shopper's Guide 17Suitability 18Marketing Standards 19Required Disclosure of Rating Practices to Consumer 20Filing Requirements for Advertising 21Initial Filing Requirements for Long-Term Care Policies Issued After January 1, 2003 22Loss Ratio 23Reserve Standards 24Premium Rate Schedule Increases 25Reporting Requirements 26Licensing 27Discretionary Powers of the Commissioner 28Severability