1. (a) Eligibility of displaced homemakers and single parents for Federal assistance for first-time homebuyers

   1. (1) Displaced homemakers No individual who is a displaced homemaker may be denied eligibility under any Federal program to assist first-time homebuyers on the basis that the individual, while a homemaker, owned a home with his or her spouse or resided in a home owned by the spouse.
   2. (2) Single parents No individual who is a single parent may be denied eligibility under any Federal program to assist first-time homebuyers on the basis that the individual, while married, owned a home with his or her spouse or resided in a home owned by the spouse.

2. (b) Definitions For purposes of this section:

   1. (1) Displaced homemaker The term “displaced homemaker” means an individual who—

      1. (A) is an adult;
      2. (B) has not worked full-time, full-year in the labor force for a number of years but has, during such years, worked primarily without remuneration to care for the home and family; and
      3. (C) is unemployed or underemployed and is experiencing difficulty in obtaining or upgrading employment.
   2. (2) First-time homebuyer The term “first-time homebuyer” means an individual who has never, or has not during a specified period of time, had any present ownership interest in a principal residence.

   3. (3) Single parent The term “single parent” means an individual who—

      1. (A) is unmarried or legally separated from a spouse; and

      2. (B)

         1. (i) has 1 or more minor children for whom the individual has custody or joint custody; or
         2. (ii) is pregnant.
3. (c) Applicability This section shall apply to any Federal program to assist first-time homebuyers, unless the program is exempted from this section by a statute that amends this subsection or explicitly refers to this subsection.

(Pub. L. 101–625, title IX, § 956, Nov. 28, 1990, 104 Stat. 4421.)

Editorial Notes

Codification

Section was enacted as part of title IX of the Cranston-Gonzalez National Affordable Housing Act, and not as part of title I of such Act which comprises this subchapter.