1. (a) The Secretary shall make direct housing loans to Native American veterans. The purpose of such loans is to permit such veterans to purchase, construct, or improve dwellings on trust land. The Secretary shall make such loans in accordance with the provisions of this subchapter.
2. (b) The Secretary shall, to the extent practicable, make direct housing loans to Native American veterans who are located in a variety of geographic areas and in areas experiencing a variety of economic circumstances.
3. (c) The Secretary shall prescribe such regulations as may be necessary to carry out this subchapter.

(Added Pub. L. 102–547, § 8(a), Oct. 28, 1992, 106 Stat. 3636; amended Pub. L. 105–114, title II, § 201(a), Nov. 21, 1997, 111 Stat. 2282; Pub. L. 107–103, title IV, § 402(a), Dec. 27, 2001, 115 Stat. 993; Pub. L. 108–454, title IV, § 407, Dec. 10, 2004, 118 Stat. 3617; Pub. L. 109–233, title I, § 103(a), (f)(2), June 15, 2006, 120 Stat. 399, 400; Pub. L. 118–210, title II, § 231(g), Jan. 2, 2025, 138 Stat. 2787.)

Editorial Notes

Amendments

2025—Subsec. (c). Pub. L. 118–210 added subsec. (c).

2006—Pub. L. 109–233, § 103(f)(2), amended section catchline generally, substituting “Direct housing loans to Native American veterans; program authority” for “Pilot program”.

Subsec. (a). Pub. L. 109–233, § 103(a)(1), struck out “establish and implement a pilot program under which the Secretary may” before “make direct housing loans” and substituted “shall make such loans” for “shall establish and implement the pilot program”.

Subsec. (b). Pub. L. 109–233, § 103(a)(2), substituted “The” for “In carrying out the pilot program under this subchapter, the”.

Subsec. (c). Pub. L. 109–233, § 103(a)(3), struck out subsec. (c) which read as follows: “No loans may be made under this subchapter after December 31, 2008.”

2004—Subsec. (c). Pub. L. 108–454 substituted “December 31, 2008” for “December 31, 2005”.

2001—Subsec. (c). Pub. L. 107–103 substituted “December 31, 2005” for “December 31, 2001”.

1997—Subsec. (c). Pub. L. 105–114 substituted “December 31, 2001” for “September 30, 1997”.

Statutory Notes and Related Subsidiaries

Consultation With Advisory Committee on Native-American Veterans

Pub. L. 102–547, § 8(b), Oct. 28, 1992, 106 Stat. 3640, which required the Secretary of Veterans Affairs to consider the views and recommendations, if any, of the Advisory Committee on Native-American Veterans in carrying out the direct housing loan pilot program, was repealed by Pub. L. 109–233, title I, § 103(c)(2), June 15, 2006, 120 Stat. 400.

Annual Reports on Pilot Program

Pub. L. 102–547, § 8(d), Oct. 28, 1992, 106 Stat. 3640, directed Secretary of Veterans Affairs to transmit report relating to implementation of Native American veterans direct housing loan pilot program established under this subchapter to Committees on Veterans’ Affairs of Senate and House of Representatives not later than Feb. 1 of each of years 1994 through 1998, prior to repeal by Pub. L. 104–110, title II, § 201(b), Feb. 13, 1996, 110 Stat. 770.

Authorization of Appropriations for Native American Veteran Housing Loans

Pub. L. 102–547, § 8(e), Oct. 28, 1992, 106 Stat. 3640, provided that:

“New direct loan obligations for Native American veteran housing loans under subchapter V of chapter 37 of title 38, United States Code (as added by subsection (a)), may be incurred only to the extent that appropriations of budget authority to cover the anticipated cost, as defined in section 502 of the Congressional Budget Act of 1974 [

2 U.S.C. 661a], for such loans are made in advance. There is authorized to be appropriated for such purpose $5,000,000 for fiscal year 1993, which amount shall remain available without fiscal year limitation.”