The following words and terms, when used in this chapter, shall have the following meanings, unless the context clearly indicates otherwise.
- (1) Accident prevention facilities--All personnel, procedures, equipment, materials, documents, buildings and programs necessary to provide accident prevention services to the policyholder.
- (2) Division--The Workers' Health and Safety Division of the Texas Workers' Compensation Commission.
- (3) Field safety representative--An individual providing accident prevention services to workers' compensation policyholders. Qualification as a field safety representative under this chapter does not qualify the individual as an approved professional source, as described in §164.9 of this title (relating to Approval of Professional Sources for Safety Consultations).
- (4) Loss Ratio--Loss ratio is the result of dividing the accumulated claims (including reserves) in a policy year by the premium determined when the policy is written.
- (5) Nature of the policyholders' operations--Type of business or industry with specific reference to potential for accident, injury or disease determined by the standard hazards associated with the most hazardous industrial operations in which the policyholder is engaged.
- (6) On-site visit--A survey or consultation, or training conducted at any premises upon which the policyholder operates a business within the State of Texas.
- (7) Other appropriate services--Services provided in lieu of on-site visits which require direct contact between the insurance company and the policyholder and are applicable to the nature and loss history of each policyholders' operations.
- (8) Premium--The premium calculated by using the insurance company's filed rate with the Texas Department of Insurance (TDI) before any adjustments or discounts are applied. This definition applies to the use of premium whenever referenced in this chapter.
Source Note:The provisions of this §166.1 adopted to be effective September 1, 1995, 20 TexReg 5248; amended to be effective December 2, 1997, 22 TexReg 11715.