1. (a) For purposes of this section, insurer(s) means an insurance company, reciprocal or interinsurance exchange, mutual insurance company, capital stock company, county mutual insurance company, Lloyd's plan, or other legal entity authorized to write personal automobile insurance or residential property insurance in this state. The term includes an affiliate, as described by §823.003(a) of the Insurance Code, if that affiliate is authorized to write and is writing personal automobile insurance or residential property insurance in this state. The term does not include the Texas Windstorm Insurance Association or the Texas Fair Plan Association.
2. (b) The Texas Department of Insurance adopts the "Consumer Bill of Rights Personal Automobile Insurance" (BRPA - Revised 2012), and the Spanish language translation:
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3. (c) All insurers writing personal automobile insurance policies must provide with each new policy of personal automobile insurance a copy of the BRPA - Revised 2012. At the consumer's request, the insurer may provide an electronic copy of the BRPA - Revised 2012 instead of a hard copy. The insurer must provide the BRPA - Revised 2012 with each renewal notice for personal automobile insurance unless the insurer has previously provided the insured with the BRPA - Revised 2012. The BRPA - Revised 2012 must appear in no less than 10 point type and be on separate pages with no other text on those pages. The insurer must provide the Spanish language version of the BRPA - Revised 2012 to any consumer who requests it from the insurer. You may request a copy of the BRPA - Revised 2012 from the Texas Department of Insurance, Mail Code 104-1A, P.O. Box 149104, Austin, Texas 78714-9104 or from the Texas Department of Insurance website at www.tdi.texas.gov.
4. (d) The Texas Department of Insurance adopts the "Consumer Bill of Rights Homeowners, Dwelling and Renters Insurance" (BRHO - Revised 2012), and the Spanish language translation:
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5. (e) All insurers writing homeowners, renters, or dwelling insurance must provide with each new policy of any such insurance a copy of the BRHO - Revised 2012. At the consumer's request, the insurer may provide an electronic copy of the BRHO - Revised 2012 instead of a hard copy. The insurer must provide the BRHO - Revised 2012 with each renewal notice for any such insurance unless the insurer has previously provided the insured with the BRHO - Revised 2012. The BRHO - Revised 2012 must appear in no less than 10 point type and be on separate pages with no other text on those pages. The insurer must provide the Spanish language version of the BRHO - Revised 2012 to any consumer who requests it from the insurer. You may request a copy of the BRHO - Revised 2012 from the Texas Department of Insurance, Mail Code 104-1A, P.O. Box 149104, Austin, Texas 78714-9104 or from the Texas Department of Insurance website at www.tdi.texas.gov.

Source Note:The provisions of this §5.9970 adopted to be effective April 19, 2005, 30 TexReg 2231; amended to be effective January 31, 2013, 37 TexReg 9096.