1. (a) The insurer shall accept a request for reinstatement and proof of mental incapacity that is filed by:

   1. (1) the insured, or the owner, if the insured and owner are not the same party;
   2. (2) the legal guardian of the insured;
   3. (3) other legal representative of the insured; or
   4. (4) the legal representative of the estate of the insured.
2. (b) Proof of mental incapacity and the request for reinstatement must be submitted within one year after the date of lapse of the policy.

Source Note:The provisions of this §4.1610 adopted to be effective January 10, 1996, 20 TexReg 11121; transferred effective September 1, 2023, as published in the July 28, 2023, issue of the Texas Register, 48 TexReg 4127.