1. (a) Unless otherwise specified, these sections apply to all individual accident and sickness insurance policies and subscriber contracts of hospital and medical and dental service associations, delivered, issued for delivery or renewed in this state on and after the effective date hereof, except they do not apply to: Individual policies or contracts issued pursuant to a conversion privilege under a policy or contract of group insurance; individual policies issued pursuant to a conversion privilege under an individual policy delivered or issued for delivery in this state prior to January 1, 1978; policies issued to employees or members as additions to franchise plans in existence on January 26, 1977; or credit accident and sickness insurance policies written under the Insurance Code, Article 3.53.
2. (b) The requirements contained in these sections are in addition to any other applicable regulations previously adopted; however, these sections govern wherein any conflict or difference exists. The provisions of applicable statutes govern where ambiguity or difference exists between these sections and such statutes.

Source Note:The provisions of this §3.3001 adopted to be effective January 26, 1977, 2 TexReg 159; amended to be effective December 22, 1997, 22 TexReg 12503.