The following words and terms, when used in this subchapter, shall have the following meanings unless the context clearly indicates otherwise.

1. (1) Insurer--Shall include, but not be limited to, all life, health, and accident companies, capital stock companies, mutual assessment life insurance companies, statewide mutual assessment corporations, county mutual insurance companies, local mutual aid associations, farm mutual insurance companies, mutual or natural premium life or casualty insurance companies, general casualty companies, Mexican casualty companies, Lloyds, reciprocal or inter-insurance exchanges, nonprofit hospital, medical or dental service corporations including, but not limited to, companies subject to the Insurance Code chapter 20, as amended, stipulated premium insurance companies, fidelity, guaranty, and surety companies, title insurance companies, health maintenance organizations, non-profit legal service corporations, and all other organizations, corporations, or persons engaged in the business of insurance, whether or not named previously; provided, however, these sections shall not apply to any society, company, or other insurer whose activities are by statute exempt from the regulation of the board and which are entitled by statute to an exemption certificate from the board in evidence of their exempt status; nor to fraternal benefit societies.
2. (2) Policy--Shall include any insurance policy, plan, certificate or subscriber agreement, statement of coverage, binder, rider, endorsement, or application, if attached, offered by any person or entity engaged in the business of insurance or board-regulated prepaid services in this state.

Source Note:The provisions of this §21.403 adopted to be effective January 1, 1978, 2 TexReg 2843.