(a) Purpose and Applicability.
- (1) The purpose of this section is to establish the form and content of the notice required under Insurance Code §32.104(b).
- (2) This section applies to insurers who comprise the top 25 insurance groups in the national market and who issue residential property insurance or personal automobile insurance policies in this state, including a Lloyd's plan, a reciprocal or interinsurance exchange, a county mutual insurance company, a farm mutual insurance company, the Texas Windstorm Insurance Association, the FAIR Plan Association, and the Texas Automobile Insurance Plan Association.
- (3) This section applies to all residential property insurance and personal automobile insurance policies that are delivered, issued for delivery, or renewed in this state on or after January 1, 2008.
(b) Notice Requirements. Each insurer specified in subsection (a)(2) of this section must comply with either subsection (b)(1) or (b)(2) of this section, or may opt to comply with both:
(1) Notwithstanding the requirements in §1.601(a)(3) of this subchapter to the contrary, the insurer must include the following text between item 6 and item 7 in the notice required under §1.601(a)(3) with each policy specified in subsection (a)(3) of this section. The text must be in at least 10-point type. The website address "www.helpinsure.com" must be in bold type and must be preceded by one blank line.
- (A) "To obtain price and policy form comparisons and other information relating to residential property insurance and personal automobile insurance, you may visit the Texas Department of Insurance/Office of Public Insurance Counsel website: www.helpinsure.com" in the English portion; and
- (B) "Para obtener formas la comparación de precios y pólizas y para obtener otra información sobre el seguro de propiedad residencial y de seguro de automóvil personal, visite el sitio web del Departamento de Seguros de Texas/Oficina del Asesor Público de Seguros: www.helpinsure.com" in the Spanish portion.
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- (2) The insurer must provide the following notice in a conspicuous manner with each policy specified in subsection (a)(3) of this section. The notice must be printed in at least 10-point type and must be preceded and followed by at least one blank line. "Insurance Website Notice" and "Aviso Del Sitio Web de Seguros" must be in all capital letters and boldface type and "www.helpinsure.com" must be in bold type.
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Source Note:The provisions of this §1.602 adopted to be effective January 8, 2008, 33 TexReg 186; amended to be effective June 1, 2015, 40 TexReg 3174.