ARSD 20:06:10 – Advertisements and Solicitations of Health and Life Insurance | Midpage

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Administrative Rules of South Dakota

Chapter 20:06:10

ARSD 20:06:10

Advertisements and Solicitations of Health and Life Insurance

20:06:10:01Definitions.20:06:10:02Advertisements and solicitations subject to regulations.20:06:10:02.01General requirements.20:06:10:03Method of disclosure of required information.20:06:10:04Form and content of health and life insurance advertisements or solicitations.20:06:10:04.01Form and content of life insurance advertisements and solicitations.20:06:10:05Advertisements or solicitations of benefits payable, losses covered, or premiums payable.20:06:10:05.01Health insurance advertisements or solicitations of benefits payable, losses covered, or premiums payable.20:06:10:06Exceptions, reductions, and limitations.20:06:10:07Preexisting conditions in health insurance policies.20:06:10:08Necessity for disclosing policy provisions relating to renewability, cancelability, and termination.20:06:10:08.01Health insurance advertisement rate disclosures.20:06:10:08.02Health insurance advertisement or solicitation disclosure statements.20:06:10:08.03Short term major medical advertising disclosure.20:06:10:09Testimonials or endorsements by third parties.20:06:10:10Use of statistics.20:06:10:11Identification of plan or number of policies.20:06:10:12Disparaging comparisons and statements.20:06:10:13Jurisdictional licensing and status of insurer.20:06:10:14Identity of insurer and agent.20:06:10:15Group or quasi-group implications.20:06:10:16Introductory, initial, or special offers.20:06:10:17Statements about an insurer.20:06:10:20Penalty.20:06:10:21Disclosure requirements.20:06:10:22Equivalent level annual dividend of a life insurance policy.20:06:10:23Equivalent level death benefit of a life insurance policy.20:06:10:24Life insurance surrender cost index.20:06:10:25Life insurance net payment cost index.20:06:10:26Life insurance policy summary.20:06:10:27Life insurance policy summary requirements.20:06:10:28Failure to comply.20:06:10:29Effective date.20:06:10:30Life insurance buyer's guide.