(1) "Rental company" means a person in the business of providing private passenger automobiles to the public under the terms of a rental agreement.
(2) "Renter" means a person obtaining the use of a private passenger automobile from a rental company under the terms of a rental agreement.
(3) "Rental agreement" means a written agreement setting forth the terms and conditions governing the use of a private passenger automobile provided by a rental company.
(4) "Damage" means a loss or damage to a rented vehicle including the loss of use and costs and expenses incident to the damage, loss, and loss of use.
(5) "Private passenger automobile" or "vehicle" means a private passenger motor vehicle including passenger vans and mini-vans that are intended primarily for the transport of persons.