Individual Accident and Health Policies | Midpage

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South Carolina Code of Laws

Article 3

Individual Accident and Health Policies

38-71-310Filing of forms and rates; approval or disapproval; withdrawal of approval; exceptions; loss ratio guarantee 38-71-315Decrease of premium charges 38-71-320Policies issued for delivery in another state 38-71-325Requirements for approval of new individual major medical expense coverage policies 38-71-330Form of policies 38-71-335Accident and/or health insurance cancellation provision prohibited; optionally renewable policies prohibited; notice of nonrenewal 38-71-340Required provisions 38-71-350Required provision for continuation of coverage for handicapped and dependent children of policyholder 38-71-355Dependent child; medically necessary leave of absence 38-71-360Continuation of coverage for nonhandicapped dependent children 38-71-370Optional provisions 38-71-380Medical expense policy; optional intoxicants and narcotics exclusion inapplicable 38-71-410Omission or modification of required or optional provisions 38-71-420Placement of required and optional provisions in policy 38-71-430Additional provisions may not make policy less favorable 38-71-440HMO's and health benefit plans offering medical eye care or vision care benefits; prohibited actions 38-71-510Declaration of purpose 38-71-520Definitions 38-71-530Regulations establishing specific standards that set forth manner, content, and required disclosure for sale of individual policies 38-71-540Regulations establishing minimum standards for benefits 38-71-550Outline of coverage required 38-71-560Effect of use of simplified application form 38-71-610Notice of premiums due required 38-71-620Advance notice required for increase in premium 38-71-630Acceptance of premium for period beyond expiration date of policy 38-71-640Person with insurable interest may take out policy on insured 38-71-650Right to transfer to policy of equal or lesser benefits with same insurer 38-71-670Definitions 38-71-675Renewal or continuance of coverage at option of insurer; conditions for nonrenewal or discontinuance; modification of coverage 38-71-680Application of Section 38-71-850(D)