S.C. Code Ann. § 38-43-10
A person who:
(f) performs any other act in the making of an insurance contract for or with an insurer, other than for himself,
whether these acts are done by an employee of an insurer or at the instance or request of an insurer, must be a licensed agent of the insurer for which the act is done or the risk is taken unless provided otherwise in Section 38-43-20.