(a) Except as otherwise provided in subsections (c) and (d), this chapter applies to:

1. (1) a transaction, regardless of its form, that creates a security interest in personal property or fixtures by contract;
2. (2) an agricultural lien;
3. (3) a sale of accounts, chattel paper, payment intangibles, or promissory notes;
4. (4) a consignment;
5. (5) a security interest arising under Section 36-2-401, 36-2-505, 36-2-711(3), or 36-2A-508(5), as provided in Section 36-9-110; and
6. (6) a security interest arising under Section 36-4-208 or 36-5-118.

(c) This chapter does not apply to the extent that:

1. (1) a statute, regulation, or treaty of the United States preempts this chapter;
2. (2) another statute of this State expressly governs the creation, perfection, priority, or enforcement of a security interest created by this State or a governmental unit of this State;
3. (3) a statute of another State, a foreign country, or a governmental unit of another State or a foreign country, other than a statute generally applicable to security interests, expressly governs creation, perfection, priority, or enforcement of a security interest created by the State, country, or governmental unit; or
4. (4) the rights of a transferee beneficiary or nominated person under a letter of credit are independent and superior under Section 36-5-114.

(d) This chapter does not apply to:

1. (1) a landlord's lien, other than an agricultural lien, but Section 36-9-317 applies as to the priority of the landlord's lien;
2. (2) a lien, other than an agricultural lien, given by statute or other rule of law for services or materials, but Section 36-9-333 applies with respect to priority of the lien;
3. (3) an assignment of a claim for wages, salary, or other compensation of an employee;
4. (4) a sale of accounts, chattel paper, payment intangibles, or promissory notes as part of a sale of the business out of which they arose;
5. (5) an assignment of accounts, chattel paper, payment intangibles, or promissory notes which is for the purpose of collection only;
6. (6) an assignment of a right to payment under a contract to an assignee that is also obligated to perform under the contract;
7. (7) an assignment of a single account, payment intangible, or promissory note to an assignee in full or partial satisfaction of a preexisting indebtedness;
8. (8) a transfer of an interest in or an assignment of a claim under a policy of insurance, other than an assignment by or to a health-care provider of a health-care-insurance receivable and any subsequent assignment of the right to payment, but Sections 36-9-315 and 36-9-322 apply with respect to proceeds and priorities in proceeds;
9. (9) an assignment of a right represented by a judgment, other than a judgment taken on a right to payment that was collateral;

10. (10) a right of recoupment or set-off, but:

    1. (A) Section 36-9-340 applies with respect to the effectiveness of rights of recoupment or set-off against deposit accounts; and
    2. (B) Section 36-9-404 applies with respect to defenses or claims of an account debtor;

11. (11) the creation or transfer of an interest in or lien on real property, including a lease or rents thereunder, except to the extent that provision is made for:

    1. (A) liens on real property in Sections 36-9-203 and 36-9-308;
    2. (B) fixtures in Section 36-9-334;
    3. (C) fixture filings in Sections 36-9-501 , 36-9-502, 36-9-512, 36-9-516, and 36-9-519; and
    4. (D) security agreements covering personal and real property in Section 36-9-604;
12. (12) an assignment of a claim arising in tort, other than a commercial tort claim, but Sections 36-9-315 and 36-9-322 apply with respect to proceeds and priorities in proceeds; or
13. (13) an assignment of a deposit account in a consumer transaction, but Sections 36-9-315 and 36-9-322 apply with respect to proceeds and priorities in proceeds.