§ 36-3-411

S.C. Code Ann. § 36-3-411

Certification of a check

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(1) Certification of a check is acceptance. Where a holder procures certification the drawer and all prior indorsers are discharged.
(2) Unless otherwise agreed a bank has no obligation to certify a check.
(3) A bank may certify a check before returning it for lack of proper indorsement. If it does so the drawer is discharged.